Best HMO In Lagos Nigeria
See All You Need To Know About The Best HMO In Lagos State
Do you want the best HMO in Lagos state to handle your healthcare? If so, you need to check with Serene Healthcare. Serene Healthcare is the safest brand to handle your health maintenance. Our goal is to give you great healthcare with peace of mind.
Just read through the article to understand what we are and how we operate.
In Nigeria, a Best HMO is referred to as a “Health Maintenance Organization”. They are businesses whose main purpose is to manage the delivery of healthcare services via healthcare facilities (hospitals, medical doctors, health insurance, health maintenance equipment, etc.).
What Is An HMO?
A health maintenance organization (HMO) is a type of health insurance company that engages or contracts with a network of physicians or medical organizations to provide care at predetermined (and typically lower) prices to its clients.
HMOs are less expensive than other types of health insurance, but they restrict where you may go and who you can see.
How HMOs Operate
A health maintenance organization (HMO) maintains a directory of healthcare facilities that provide services to its members (companies). The HMO sells its services to businesses that want to provide healthcare to their employees.
The firm pays the HMO premium once an agreement is struck (just like in insurance). The premium paid will entitle the company to healthcare coverage, subject to certain restrictions and within a certain time frame (usually one year).
For instance, if a company has ten employees, each of whom has ten immediate family members, the company will apply directly to an HMO to purchase insurance for the employees and their families. The HMO will present the firm with either a plan or a set of options to choose from.
For example, assume a company desires a single plan for its employees and their families. If the HMO’s plan has a premium of N40,000 per person, the company will pay an agreed subsidized amount to the HMO for its ten employees.
HMOs require you to choose from a local network of participating doctors, hospitals, and other healthcare professionals and facilities. You must also select a primary care physician (PCP) from the network for these health insurance policies.
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