Unicrypt is a blockchain ecosystem that uses an intuitive approach to solve investor confidence's pressing issue in decentralized finance (DeFi). The project works in tandem with liquidity pools on Uniswap by rewarding farmers for providing liquidity to Uniswap.

The Unicrypt Ecosystem presents a way to protect investors from new DeFi projects that suddenly pull the liquidity out of their Uniswap pools. The network utilizes its native UNCX utility token that functions as a deflationary governance tool and a means for developers to pay fees. With their upcoming release in January, the UNCX token will serve as a way to access its launchpad automated pre-sales in advance.

Users can also gain more investor exposure via the project's interface that displays only top-quality projects. Projects such as COIN, MahaDAO, YFDAI, LGCY, DEXT have already locked millions in the Unicrypt protocol.

Let us peer into the products that Unicrypt offers to provide investors with more protection and control.

The Unicrypt Liquidity Lockers

The Unicrypt new smart contracts known as Liquidity Lockers live, allowing developers to lock liquidity on Uniswap for a predetermined period publicly. This feature guarantees investors that project developers are unable to drain their funds in a rug pull.

The Unicrypt network has quickly become the top locking protocol in the Uniswap ecosystem and currently boasts over $75M in locked liquidity across 2640 liquidity lockers.

Investors can easily browse through all locked liquidity pools on Uniswap and access vital details required to make an informed decision for each locked pool, such as the termination date and total funds locked.

Unicrypt is currently the ONLY platform securing liquidity and still allowing it to be migratable to Uniswap V3, an exchange that could be just around the corner. The importance of this cannot be overemphasized. If a token has burnt its liquidity tokens, consider what will happen when uniswap v3 arrives and how the token may not even be visible on the new platform as they now have no liquidity on it. If a tokens focus is long-term, burning is never a good idea. Unicrypt is the only product and browser offering locks with liquidity migration to Uniswap V3. No exceptions.

Unicrypt Yield Farming Protocols

Unicrypt offers a yield farming-as-a-service Dapp that allows any token developer (on Ethereum blockchain) to create a farm, with rewards available for any pair's liquidity providers Uniswap. Token teams are continuously making sure the liquidity is sufficient on its Uniswap pairs. By providing a service allowing the token teams to incentivize their liquidity providers, This Unicrypt product might soon become industry-standard.

The upcoming decentralized application in this same area will allow for staking any type of token. Unicrypt team will allow anyone to stake UNCL to get rewarded in ETH – coming soon!

The Unicrypt Fully Decentralized Presale Platform

Unicrypt is on track for a January release of their long-awaited presale platform. This first-of-its-kind decentralized launchpad platform offers an alternative to centralized protocols like POLS, SWAP, DDIM. Any project can run their presale on the platform in the same way as any token is free to list on uniswap.

This presale platform ensures two things and closes the final safety gap between presales and market initialization and liquidity locks. Every presale must lock a minimum of 30% liquidity (all the way up to 100% supported). If a presale fails, investors are redeemed fully for their ETH contribution. After a presale has been completed, markets can be initiated by a publicly callable function. Only after pairs have been initialized and liquidity locked can the developers withdraw their funds.

The new platform will allow whitelisted auditors to flag tokens/contracts that appear malicious, and this will be visible within the presale itself. Malicious minting functions, proxies, or blacklists can be flagged and alerted to users in a decentralized manner.

Token vesting will also be introduced shortly thereafter, allowing teams to lock their team tokens (as they have been for liquidity locks) directly from their project's genesis. The token vesting dapp will also be usable as a standalone product, like the Unicrypt liquidity lockers.

The fully decentralized presale platform is sure to revolutionize DeFi by enabling any legitimate project to launch quickly, giving them the chance to focus on their project entirely.

The presale platform focuses on simplicity, fairness, and bringing exposure to those projects which deserve it.

Unicrypt will complete its puzzle of fully decentralized services, representing real trust and infinite scalability.

2021 is sure to be exciting as the Unicrypt development team plans to integrate another blockchain in the upcoming months and will continue to fix shortcomings in the existing DEX environment.

Useful links

Telegram | Twitter

The artworld is one of the most profitable industries today. For instance, according to Wikipedia, the Salvator Mundi piece by Leonardo DaVinci is worth about $469 million. However, with high values come many risks.

For instance, there are increasing risks of getting scammed or getting overpriced arts in the market. Such risks hinder the industry's growth since new art lovers with no money do not access the right pieces of art.

A new platform, Artisia token, is rising, aiming to provide the ultimate solution to these issues clouding the art ecosystem and ease access to the best art piece.

Artisia Token

Artisia token is a blockchain-based network bringing a wide range of solutions to the art collection industry and the crypto industry as a whole. This platform is foremost collecting some of the world's best art pieces, with pieces from former high ranking art producers like Donatello, Michelangelo, Monet, Picasso, Modigliani, Dalí.

The art collected therein will be community-owned; thus, more people will have access to the world of art. Although it focuses on art, the network aims to connect many investors in different fields to complete a higher purpose. The platform introduces its Art token, ARTZ, which will ease art purchase and ownership.

ARTZ Token

The Artisia platform hubs its native token dubbed ARTZ, the primary currency powering this platform and assisting in service delivery. Although the ARTZ token was initially launched as a payment option, it's currently upgrading to a security token, aimed at allowing users to acquire valuable art. As a security token, therefore, ARTZ tokens will be backed by the Artisia art collection.

This token will be at the centre of every art purchase and sale in the Artisia ecosystem, and as such, will be highly demanded. It aims to support social undertakings like ecological, artistic, and charitable. To show their commitment to philanthropic benefits, Artisia will donate 3% of each transaction value to the Artisia Foundation' ARTZ In Action', thus helping fund various social projects globally.

How Does it Work?

The Artisia platform using the ARTZ token has already secured acquisitions, with a combined value of more than 1 billion dollars with several art pieces that garners different art types at their market. Persons who love the arts, philanthropists, and other top investors invest in the ARTZ token.

To ultimately end scams in art selling, the platform ensures these token buyers and art sellers are positively verified. The ARTZ token will be easy to acquire in DEX platforms, like Uniswap and other centralised exchanges shortly. A token holder will use the token depending on their needs, either as a medium of exchange or convert them to security tokens within the Artisia platform. Soon Artisia will launch a staking and farming opportunity courtesy of their collaboration with their NFT partners from ADORS.

Post the tokens' registration, Artisia opens various platforms globally, where they will easily exhibit all art purchased for people to see.

Unlike the many arts displayed in some limited locations, mostly in the well-developed countries globally, the Artisia platform will display its pieces in countries where people are most interested in art. It will be easy to access even some of the most expensive arts and take a minute to admire.

Some of Artisia's contracted artworks are already in public and prestigious venues in different countries. For instance, the Michelangelo art collection is in Dallas, The Museum of Biblical Art. The Dali pieces, on the other hand, are in Switzerland, The Dali universe.

This art will regularly rotate to ensure many ARTZ holders get the opportunity to enjoy some of the best artwork. Persons can redeem their tokens at any time.

Benefits of One Pool

Artisia allows people of all classes to own a fraction of its art collection or fractionalized ownership to a specific piece.

Many investors, especially in the art industry, choose to invest their money alone. However, that carries a lot of risks, including getting fake pieces or sometimes buying overpriced arts.

Using one pool like the Artisia platform helps investors enjoy investing in art by contributing small amounts to one pool and getting to admire the piece.

Moreover, since Artisia uses experts to verify its art, it's nearly impossible to get scammed or buy at high prices. Instead, the platform verifies the pieces before purchase through a robust vetting procedure with 3rd party art experts and companies.

The Artisia Token Allocation

The token's predetermined total supply is 450 million, the amount to be used to acquire art is 360 million ARTZ, an equivalent of 80% of the tokens.

Another batch, 9% of the total supply, i.e., 40.5 million tokens, is for the founding and future team members, subject to lockup schedule. Moreover, another 9 million tokens and the equivalent of 2% will be bonus and commissions for any future deals, also subject to a lockup schedule.

4.5 million tokens will help find advisors who will help in the project's development, and Artisia will retain 31.5 million as equity of the company.

4.5 million tokens from the overall supply are sold in several stages in 4 batches in upcoming sales. However, these tokens will not represent actual equity in the company. Token buyers should participate in this presale to be part of the Artisia network's growth, a community of art and crypto lovers that own the most significant decentralised art portfolio ever created on the blockchain.

Conclusion

In 2018, the Artisia platform took some of the first steps to successfully launch its platform; they released their roadmap. They have closely adhered to the roadmap, and in the fourth quarter of 2020, they are selling their tokens publicly and enlist them in several exchanges for easier token access.

This new platform will be the ultimate solution to all problems ailing the art industry; therefore, investors should take advantage of its release since the token presale is live now. Using this platform, an investor reduces the amount of risk by almost 100% since they enjoy art pieces by collecting funds in a pool.

Artisia has several social media pages to interact with its investors and the public in general. Following them on its page ensures the investor will always get up to date information about the network and the tokens.

The links to their pages include Instagram, LinkedIn, Twitter, medium, telegram, Facebook. To get more information about how the network operates, investors and the public can follow them on those pages or contact support@artisiatoken.com.

To enjoy the many benefits of investing in tokenized Art, you can take advantage of the Artisia token presale currently live. They’ll soon be listing the token in more exchanges, but now is the best time to buy at affordable prices. If you want to join this presale please fill in this form.

If you have been following the DeFi sector's growth, you know that it is a fast-paced industry with new products and services emerging regularly. In less than a year, DeFi has expanded to become a valuable sector within the crypto market. Today, you can get overwhelmed, attempting to keep track of all the new and exciting platforms entering the space.

Of course, not every DeFi platform is original or even legit. There has been a flood of rug pulls in the market to date. These risks have left many investors wondering if DeFi has a long-term future. Thankfully, the developers behind Holder Finance took a different approach to the market altogether.

Why is HFI – Holder Finance Different?

Holder Finance stands out from the crowd with its unique approach to DeFi. This team adds a new aspect to DeFi – HODLing. Until now, the concept of HODLing your DeFi tokens seemed to be counterproductive. These platforms can gain and lose value quickly for many reasons.

One of the main reasons that DeFi platforms continue to see heavy losses is their pool structure. Most DeFi platforms incorporate some form of liquidity pool or yield farming protocol. These systems started as a quick way to earn some passive income. However, the time has begun to show some inherent flaws in the first DeFi pioneers' strategies.

Inflationary Concerns Run Wild

The main problem that legitimate DeFi platforms are facing nowadays is inflationary risks. Inflationary risks are common in the market because of the structure of these networks. For example, when you join a liquidity pool, you receive a liquidity pool (LP) tokens in return for investment. These unique financial instruments serve a couple of critical purposes.

For one, they represent your amount of investment in the liquidity pool. LP tokens also define the overall value of the collection. When more investors fund the pool, the LP token value rises, or at least it's supposed to. The problem with this approach is that you can't have an unpredictable token issuance strategy and retain a steady increase in value.

Its simple economics, if you keep producing tokens, the supply will eventually outweigh the demand. When this occurs, you start to see the structure of these pools become counterproductive. The more liquidity that comes in, the more tokens go out. This scenario leaves the value of the LP tokens suffering.

Combating Inflationary Concerns in the Market

Inflationary risks have led to the development of various deflationary protocols. In many instances, these protocols include automatic conversions, multiple token approaches, and token burns. These strategies are ok, but they still don't tackle the critical problem causing issues, such as unlimited token supply. How can anything retain value when it has no scarcity?

HFI Introduces True Scarcity into the Market

HFI takes an entirely new approach to the problem of DeFi inflationary risks. Specifically, the network introduces the HFI token. This Ethereum-based asset is different from its counterparts in that there are only 1000 HFI tokens scheduled for issuance. This strategy is in direct conflict with most platforms' lackadaisical token distribution.

This scarcity makes HFI the first HODLer-centric project of the Ethereum DeFi ecosystem. HFI token holders reduce any risk of inflation through a predictive monetary issuance policy. Here's how HFI can flip the DeFi sector on its head and create an ERC-20 token that has the potential to retain value more akin to an NFT (non-fungible token).

HFI Token Sale

The first part of their strategy includes a private token sale. Notably, the event is ongoing at this moment. Users can get their hands on HFI tokens at discounted rates and before the Uniswap listing that will take place in a couple of weeks. Notably, anyone who participates in these events gains voting rights in the network automatically.

Uniswap Locked Funds

Another 30 HFI tokens will be minted in early February of next year. These tokens will remain locked in a Uniswap liquidity pool. This strategy helps build investor confidence and reduces a rug pull risk as the funds cannot be accessed until February 2022.

Holder Finance Governance

The entire HFI network utilizes a community governance mechanism to provide users with more control over the project's direction. Decentralized governance protocols are standard in most of today's newer DeFi networks. The more HFI tokens in your wallet, the more weight your vote carries.

Genesis Mining is Set to Begin

The next way to get your hands on some HFI is via the firm's Genesis Mining campaign. This event officially begins in Q1 2021 and ends in Q3 2021. Developers earmarked 380 out of the 1000 HFI in total for miners. Additionally, there are some extra bonuses you can be eligible for depending on what stage of the mining campaign you join. The three mining stages are:

● Bronze Mining

● Silver Mining

● Gold Mining

Staking on HFI

Holder Finance offers staking options to users as well. The network includes two different staking pools. The first form of staking is the mining pools. Users can stake HFI in these pools and receive rewards for their participation. Notably, these pools are designed to increase in difficulty as time progresses. Specifically, HFI tokens will become scarcer as this campaign continues. In turn, these actions create more incentive for users to HODL their HFI.

Vault Staking

The second form of staking found in the HFI ecosystem is vault staking. This protocol is only conducted twice a year, and rewards for users are 0.1 HFI or 10% of monthly interest until the total of 25 HFI per Vault staking event is minted. In total, 200 HFI or 20% of the total supply of HFI tokens are set to be minted during these Vault staking campaigns. This strategy equates to a fixed minting rate of 10% per month per vault.

HFI – HODLers Can Now Enjoy Ethereum's Ecosystem

HFI offers a refreshing perspective to the endless token issuances seen in the market today. When you look at the sector's long-term aspects, it is evident that only the platforms with proper deflationary protocols and scarcity will remain active in the coming years. Of these, HFI appears to have carved out its lane in the market.

The DeFi sector provides investors with exciting opportunities that were previously not possible. Every week, new products, features, and networks enter the market. Each platform promises better returns and a more comprehensive UX. However, not every DeFi platform pays out high staking rewards.

Rather than spending days combing through every new platform to determine the most profitable ones, professionals recommend you stick to reputable networks with proven results. These platforms have earned their reputations in the market through optimal ROIs and top-notch security. Here are the DeFi projects with top staking rewards in 2021.

MakerDAO

MakerDAO made a name for itself by introducing blockchain technologies that allow borrowers to use volatile cryptocurrency as collateral for loans of stablecoins. Since its introduction, the network has grown to become one of the world’s largest Ethereum Dapps.

This decentralized lending protocol entered the market in December 2015 as the brainchild of CEO Rune Christensen. Interestingly, the network leverages a dual token strategy to accomplish its goals. The DAI stablecoin is the primary currency of the network. Users pay fees, collect rewards and lend out this stablecoin. The network provides both lenders and borrowers with DAI as a means of transparent collateral. Best of all, DAI holders earn interest on their savings when they use this network.

The second token in use in the MakerDAO ecosystem is the MKR governance token. MakerDAO is community-governed via a voting system. User’s votes are weighted depending on the amount of MKR tokens they possess. Consequently, everyone gets a say on future developments. Notably, MakerDAO recently made the “Forbes 50” list for its innovative approach to DeFi.

Compound

Compound is the network that launched the current yield farming craze. Compound first introduced its decentralized, blockchain-based protocol that allows you to lend and borrow crypto to the market in mid-summer 2020. The network's strategy was to offer users a small share of transaction fees for contributing liquidity to particular pools on Uniswap or Balancer.

Compound supports the borrowing and lending of a selection of cryptocurrencies at this time. Specifically, Dai (DAI), Ether (ETH), USD Coin (USDC), Ox (ZRX), Tether (USDT), Wrapped BTC (WBTC), Basic Attention Token (BAT), Augur (REP), and Sai (SAI) are available. Notably, anyone can borrow from the lending pools with interest and a deposit.

This deposit also works as collateral for your loan. It’s what's used to determine the total amount you can borrow as well. However, if the collateral’s value begins to drop, the protocol will automatically sell this deposit to cover your losses.

DYP.Finance

DeFi yield Protocol (DYP) introduces several benefits to the market that make it a top contender in terms of ROIs. The platform includes a variety of notable features such as mining pools and yield farming protocols. Impressively, DYP is the only platform to pay all rewards out in ETH rather than DeFi tokens. This feature is a huge draw for users who often need to convert their rewards into ETH on DEXs such as Uniswap. The removal of this step also removes the fees and delays associated with the process.

DYP is all about stopping market manipulation. The platform's developers created a proprietary anti-manipulation system that automatically converts the DYP rewards into ETH every day at 00:00 UTC. The system monitors the price of DYP tokens to ensure this action doesn't drop the token’s value. If the token’s value shows more than a 2.5% drop, the conversion rate will adjust to prevent further losses.

Recently, DYP launched its decentralized governance system. This feature works in tandem with the network’s anti-manipulation protocol. Specifically, DYP token holders vote on whether to burn or redistribute the extra DYP tokens not converted in the anti-manipulation process. In this way, DYP provides its community with real token value control measures.

Yearn Finance

Yearn Finance launched in February 2020 as a liquidity aggregator providing automated yield farming services. Andre Cronje created this open-source DeFi lending protocol to maximize ROIs via interoperability. Specifically, Yearn circulates your locked crypto to get the best interest rates. The network switches these funds between DeFi lending protocols like Compound, Aave, and dYdX.

The platform uses select smart contracts known as Vaults that allow users to utilize any asset as liquidity. This strategy permits investors to use liquidity as collateral and manage collateral safely to avoid a default. The network also enables you to lend and borrow stablecoins with interest.

Lastly, you can yield farm with these stablecoins directly from the platform’s interface. Lenders enjoy competitive rewards and the ability to reinvest their earnings into the other products offered by Yearn. As such, Yearn users get a high level of flexibility in the market.

What DeFi Projects offer the Top Staking Rewards in 2021?

When it comes to determining the best staking rewards, a lot comes down to your strategy. DeFi is diverse, and you can earn profits in many different ways nowadays. These platforms excel in their efforts to provide new and exciting ways to increase your staking rewards.

The Defi yield protocol (DYP) allows all users to provide liquidity while earning returns in DYP, the native ERC-20 token underpinning the project.

The DYP token has been available for purchase and trading on leading Defi platform Uniswap for some time, with liquidity locked for one year with UniCrypt.

Contracts for DYP are routinely audited by PeckShield and the Blockchain Consilium and rely on SecurityOracle. These safeguards help protect the decentralized network from smart contract bugs that can result in security breaches such as flash loan attacks.

The DYP interface is also quite simplified, enabling both novel and professional yield farmers to use the protocol and earn lucrative rewards. The secure and user-friendly nature of the DYP platform guarantees users the best experience in open finance.

What's more, DYP's governance dApp gives full control of the protocol to the community, which votes on vital upgrades such as new liquidity pools and fees. This governance mechanism promotes transparency and fairness and deters nefarious actors from infiltrating the network.

The DYP Staking Protocol is Live!

DYP has now unveiled its unique staking protocol that allows users to provide liquidity and earn rewards via the ETH smart contract integrated with the Metamask wallet. Now all crypto enthusiasts can earn some free ETH by staking their tokens on DYP.

DYP staking pools allow token holders to activate Ethereum rewards and access a wide range of benefits via the DYP staking and governance dApp. The protocol amassed $36M in total value locked (TVL) just over a week after launch and looks sure to spur some interest in the market by rewarding stakers in Ethereum. As of this article’s writing, TVL stands at just over $46M.

To celebrate the staking dApp launch and the listing on Uniswap and Bithumb Global, the DYP team has announced it will give away $1000 worth of ETH. The protocol supports several staking pools; DYP/ETH, DYP/USDT, DYP/WBTC, and DYP/USDC pools are currently available to users.

Investors can start earning passive income by depositing liquidity provider tokens (Uniswap LP tokens) into the available DYP staking pools. To access the staking dApp and choose your staking pool, click on https://app.dyp.finance/ and connect your Metamask wallet.

Each pool comes with four distinct staking options and offers rewards starting from 30.000 DYP up to 100.000 DYP each month, depending on the lock time (minimum of three days up to 90 days).

Essentially, DYP functions like most other Defi tokens in terms of staking and governance, although it raises the bar with its new strategy that pushes ROI to the maximum.

For one, the platform stands out because of its issues rewards paid in Ethereum directly, a feature that helps ease inflation while integrating additional value in the ETH ecosystem.

Moreover, all DYP staking pools feature an integrated anti-manipulation feature that guarantees a minimum of 2.5% slippage. This tech allows staking pools to maintain token price stability while offering a secure and streamlined process for end-users.

DYP Moves to Solve Issues Plaguing DeFi

The dev team behind DYP set out to solve the biggest problem plaguing the Defi space, which is whales' power to control DeFi networks. One famous example of such a whale attack was the recent Sushi dump where the anonymous founder of SushiSwap dumped his tokens for ETH.

The DYP protocol prevents such occurrences by automatically converting all DYP tokens to ETH. The system then distributes the rewards to liquidity providers in a fair way to all pool participants.

In detail, the DYP system automatically converts all pool rewards from DYP to ETH at 00:00 UTC every day; Wrapped Ethereum (WETH) is distributed as a reward to the liquidity providers.

The DYP smart contract is also designed to maintain the DYP token price. Whenever the DYP price fluctuates beyond 2.5% in value, the maximum token amount that doesn't affect the price is swapped to ETH. The anti-manipulation feature then distributes any remaining DYP tokens in the next day's rewards.

If there are still leftover DYP tokens, the protocol's decentralized governance model kicks in; the DYP governance gets to vote on whether undistributed DYP rewards will be issued to token holders or burned.

As of this article’s writing, DeFi Yield Protocol paid 290 ETH rewards worth $204,718.78 in just 10 days to the liquidity providers.

It’s without a doubt that Bitcoin has gone mainstream. However, the biggest bottleneck in obtaining Bitcoin and other altcoins has always been purchasing either of them instantly. Most of the crypto exchanges accept other payment methods except for debit and credit cards. Nevertheless, the increasing demand for bitcoin transactions has sparked an evolution in many platforms to facilitate settlements through FIAT currency. These platforms include various payment methods as per a user’s convenience, though not all of them accept credit cards for buying bitcoins. Here is a list of some of the best exchanges that allow buying bitcoins via credit or debit card instantly.

8 Best Ways to Buy Bitcoin/ Altcoins with Credit/Debit Card 2020

Coinbase

Coinbase is a leading crypto exchange to purchase Bitcoin and altcoins such as Litecoin or ETH via Visa debit/credit card within the USA’s borders. The platform provides high-end security measures coupled with a low trading fee. The user interface is simple and ideal for expert traders as well as beginner traders alike.

Fee

Coinbase charges an average transaction fee of about 1.49% to 3.99%. Upon the use of credit cards, the exchange imposes a 3.75% fee. A limit is also enacted on buying Bitcoin via credit cards, i.e., $150 of bitcoins per week. Coinbase verifies its users and requires each of them to submit ID proofs as a verification method before using a debit/credit for payment. Each user’s credit card transaction limits are viewable on the verification page.

How to Buy Bitcoins/Altcoins using a debit card on Coinbase

Register for an account on Coinbase.

Complete the signup process.

Go to the Payment settings and add a payment method.

Select the debit card option and add your debit/credit card.

Coinbase will conduct two transactions.

Log in to the card statement account.

Add the payment to your Coinbase account section.

Pros: User-friendly interface, low trading fees, instant, secure and reliable transactions.

Cons: Transactions may take some time, available in only select countries; support may take an awful while to respond.

Binance

Binance is an established crypto exchange accessible in all countries except the USA. The exchange allows the instant purchase of Bitcoin and altcoins, including BNB, Ether, XRP, and Tether with Visa or MasterCard, thanks to their partnership with Koinal, TrueToken, Simplex, and Paxos. The exchange is relatively easy to use and boasts of a secure and user-friendly interface.

Fees

Binance charges two payment fees, i.e., Koinal (2.5% fees) and Simplex (3.5%). Transaction fees on the platform are relatively low compared to other exchanges.

How to Buy Bitcoins/Altcoins using a debit card on Binance

Create your Binance Account.

Choose the cryptocurrency you want to buy.

Select the “Visa/MasterCard” payment option.

Enter the number of cryptos you wish to acquire and confirm your order.

Pros: Fast services, low transaction fees, good reputation, excellent customer service.

Cons: Not available in the US, Supported cryptocurrency for trading is limited.

Luno

Luno allows you to buy Bitcoin, Ethereum, Litecoin, and XRP using a debit/credit card accepting EUR, ZAR, NGN, and MYR as the fiat currencies. The exchange covers over 5 million customers spread out across 40 countries. Luno streamlines the process of trading cryptos, creating an ideal environment for beginner traders.

Fees

Luno charges a low transaction fee, which varies between country and purchases. Transactions fees calculations rely on the taker maker payment system where users end up paying fees between 0.25%-1% depending on the currency in trade. Deposits using debit/credit cards are free of charge.

How to Buy Bitcoins/Altcoins using a debit card on Luno

Sign up on the platform.

On the account setting tab, click on the “Credit/Debit Card” option.

Enter your Debit/Credit Card Information.

Confirm and buy Bitcoins.

Bithumb Global

Bithumb Global is a popular South Korea-based crypto exchange with plenty of features making it ideal for altcoin traders. The exchange aids users in purchasing Bitcoin and altcoins using credit cards under third-party fiat-to-crypto gateway providers. Users can buy close to 20 popular crypto assets with fiat.

Fees

The platform’s fees are quite competitive. Withdrawal fees are also dependent on the type of coin. Withdrawal of Ethereum costs 0.01 ETH while Bitcoin costs 0.001 BTC. Generally, the exchange charges 0.15% of what you’re purchasing or selling.

How to Buy Bitcoins/Altcoins using a debit card on Bithumb Global

Sign up on the platform.

On the account setting tab, click on the “Credit/Debit Card” option.

Enter your Debit/Credit Card Information.

Confirm and buy Bitcoins or altcoins.

Pros: Large trading volume, 24/7 support, beginner-friendly.

Cons: Sometimes the verification process is slow.

Crypto.com

Crypto.com is a beginner-friendly crypto exchange that enables users to purchase over 80 cryptos via debit cards, including 21 top fiat currencies, including EUR and USD. The exchange is non-custodial and boasts of low trading fees coupled with deep liquidity and outstanding execution prices.

Fees

Crypto.com app doesn’t exact tariffs on deposits or transfer to other exchange platforms. The fees charged for withdrawals depends on the type of token withdrawn. Users will be subject to a trading fee. A credit card purchase on the exchange is charged 0% in EU nations and between 1-3% in other regions.

How to Buy Bitcoins/Altcoins using a debit card on Crypto.com

Register on the platform and complete the Identification Verification.

On the exchange, click on Buy.

Choose “Credit Card’ as the Purchase Method.

Accept the 3.5% Card Fee.

Click on “Add Credit or Debit Card” and fill in your card info.

Choose the Amount of Crypto You Would Like to Purchase and Click Buy.

Confirm and finish off the transaction.

Pros: Low trading fees, beginner-friendly, regulated

Cons: No app, incompetent user privacy.

Coinmama

Coinmama simplifies the process of buying Bitcoin and altcoins using debit/credit cards. Contrary to other exchanges, Coinmama doesn’t offer an in-built Bitcoin wallet. One should seek a way to store crypto themselves on the platform.

Fees

Coinmama charges a flat-fee of 6.75% on all transactions. Transactions involving debit/credit cards adds a 5% fee to the tally. The exchange also limits transactions involving credit cards to 5000 USD/EUR per day and 20 000 USD/EUR per month.

How to Buy Bitcoins/Altcoins using a debit card on Coinmama

Sign up on Coinmama and verify your identity.

Add a Bitcoin address to the platform.

Provide debit/credit card information.

The address receives Coins instantly after purchase.

Pros: Fast purchase turnaround, good customer support, reputable company

Cons: Charges high fees compared to other exchanges, has monthly limits.

CEX.io

Cex.io offers seamless Bitcoin and altcoin purchases using credit cards. It’s one of the most efficient and trusted sites for buying Bitcoin or altcoins with credit or debit cards. While it offers brokerage services, the fees are relatively high. Nonetheless, you can still purchase Bitcoin on the platform all by yourself.

Fees

CEX.io fees are higher compared to other platforms. The platform charges a fee of 7% for bitcoin exchange involving direct trading. The exchange employs a maker-taker model meaning that the transaction charges are dependent on the tariffs charged. It also implements buying and selling limits. Verified users can deposit between $10,000/day to $100,000/month using Visa/Master Card and Bank transfers.

How to Buy Bitcoins/Altcoins using a debit card on CEX.io

Sign up on CEX.io.

Click on: Finance,” then “Deposit,” and then click on the FIAT currency of your choice.

Use your debit card to deposit to your account.

Buy Bitcoins and other altcoins by clicking on “trade” then choose the “BTC/USD” option.

Pros: Supported in numerous countries, reputable exchange, has a high purchasing limit

Cons: Very high exchange rates with an extensive verification process.

CoinSwitch

CoinSwitch offers instant crypto purchases using debit or credit cards. One can buy over 300 cryptocurrencies on the exchange, including BTC, XRP, LTC, and ETH with Visa or MasterCard. All major fiat currencies, including USD, EUR, RUB, JPY, and AUD, are supported. The platform has an anonymity feature whereby users do not have to sign up or create an account to purchase crypto.

Fees

The charges are dependent on the type of exchange, ranging from a fee of 0% to 0.49%. The rates are one of the lowest among crypto exchanges.

How to Buy Bitcoins/Altcoins using a debit card on CoinSwitch

Input the USD amount and select the exchange with an excellent price.

Input your BTC address.

Click to make payment with your Credit Card.

Ensure the coins reflect in your BTC address.

Pros: Supports vast tokens, has reliable support, accepts crypto interchangeability, low trading fees.

Cons: It is unavailable in several countries such as the US.

Final Words

Advancements in the crypto space have now made it possible to purchase crypto using a debit or credit card. Buying Bitcoins and altcoins via debit card is relatively easy on exchanges that accept the use of a credit card. Including credit cards to purchase cryptocurrency has made crypto exchanges instrumental in spurring mainstream crypto adoption. Even so, before buying crypto using credit cards on crypto-exchanges, one may need to exercise caution for the existence of numerous fraud platforms. The user mustn’t overlook the legality and convenience of the exchange.

Source: Crypto Adventure

Holder Finance (HFI) seeks to transform the way you think about DeFi investments by introducing the first HODL-centric project built atop the Ethereum blockchain. You don’t necessarily think of HODLing when you think of DeFi. The developers behind HFI want to change that. The platform utilizes a combination of proprietary technologies and new business strategies to create an ERC-20 token designed to retain value like no other – HFI.

HFI Private Sale is Now Live

The HFI private sale is open to early-bird investors. Keenly, this event will include four rounds. Each round will see the price of HFI tokens rise slightly. The HFi token price for this stage of the event is 4,000 USDC. Notably, the private sale officially began this week after the launch of HolderSwap v1. Join Holder Finance Telegram group for more details.

A Unique Multi Token Strategy

To create the world’s first DeFi store-of-value token, Holder Finance needed to do its homework. This research played a critical role in the development of HFI. The HFI token functions like digital gold within the HFI ecosystem. 

This unique financial instrument relies on both fundamental economic theories and advanced blockchain technologies to accomplish its goal. For example, there are only 1000 HFI tokens ever to be issued. In this way, the token has the highest level of scarcity in the market. In comparison, there will be 21 million BTC issued in total. 

The HFI network is flexible and relies on multiple tokens to fulfill different roles. The HFS utility token also plays a critical role in providing functionalities. Users can open pools, pay fees, and trade HFS on the Holder Finance DEX. All HFI holders receive rewards in HFS tokens. These tokens can then be converted over to any token on the DEX.

Blockchain Ecosystem

HFI utilizes a variety of systems to provide users access to a complete decentralized ecosystem. For example, the network features a full DEX (decentralized exchange). Many people prefer DEXs over centralized exchanges like Binance because they are non-custodial, meaning they don’t hold your assets. Instead, they facilitate a peer-to-peer transaction. In this way, they are less likely to be the target of hackers.

The Holder Finance DEX will introduce four new exclusive features in the coming weeks. The HolderSwap v1 update brings with it a decentralized OTC Desk. The next upgrade, HolderSwap v2, integrates a HolderLimit protocol. These updates are followed by a Dynamic trading fee adjustment mechanism and the start of liquidity pools.  

Genesis Mining to Start in January

Another exciting feature to look out for is the start of Genesis Mining on the network. Officially, this option is slated for release in Q1 2021 and ends in Q3 2021. Importantly, this protocol will mint 380 of the 1000 total HFi. This issuance breaks down to 38% of the total supply.

Early participants in the Genesis Mining campaign receive a special bonus payment for their contributions. These rewards, plus your mining rewards, can be claimed anytime. Notably, HFi tokens are mintable through a staking process as well. 

The HFI Genesis Mining campaign will include three distinct stages. The first stage is the Bronze Mining campaign. According to company documentation, this event will last 60 days total. Then, in Q2, the Silver Mining Campaign begins, followed by the Gold Mining campaign starting in Q3 2021.

HFI – When DeFi Meets HODL

A quick glimpse at the tokenomics and overall scarcity of this token, and it’s easy to imagine HFI tokens meeting their expectations and beyond. HFI introduces an excellent selection of functions that could make it a strong competitor to top DEXs such as Uniswap. 

As such, you can expect to hear more about this platform in the coming months as more of its unique features go live. For now, interested investors can find out more information about the project here. 

Disclaimer: This is a paid press release! Crypto Adventure does not endorse and is not responsible for or liable for any content, accuracy, quality, advertising, products or other materials on this page. Readers should do their own research before taking any actions related to the company. Crypto Adventure is not responsible, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods or services mentioned in the press release.

Anyone with experience trading on Uniswap can tell you it’s tricky, to say the least. Uniswap is the world's top DEXs (decentralized exchanges) at this time. The platform rose to fame via a combination of factors, including the ability to seed any market. As such, the network plays a vital role in providing liquidity for new projects.

In the Uniswap ecosystem, users need to first seed their market. This task requires developers to load both the project’s token and ETH into a pool. Once the market is open to the public, anyone can provide liquidity to the pool and earn rewards. When an investor provides liquidity to these pools, they receive LP (liquidity pool) tokens in return.

These tokens represent their investment and the overall value of the pool. The more liquidity in the pool, the more value these LP tokens hold. In theory, the concept works great. However, whales and nefarious developers can put a monkey wrench in the entire process when they unexpectedly remove liquidity from the pool.

As of late, Uniswap has seen its share of rug pulls. These scamsters intensified their efforts when DeFi (decentralized finance) began to take flight. The combination of these new technologies and investors’ FOMO (fear of missing out) has led to a dangerous scenario in which investors are at the mercy of developers. As you would imagine, it doesn’t end well for the investors when this is the situation.

*Major Losses in 2020*

This year has seen an uptick in large platforms exiting the market unannounced. In one highly-publicized incident, the founder of Sushi Swap left investors high and dry. In this particular scam, the main developer behind the project decided that he would rather have the full liquidity to himself rather than using it on furthering his project.

Sadly, Chef Nomi unexpectedly cashed Sushi Swap out tokens in exchange for 37,400 ETH. At that time these tokens were worth about $13 million. Consequently, Sushi Swap prices crashed. However, the project wasn't a total loss as Sam Bankman-Fried, CEO of the cryptocurrency exchange FTX, stated he would take control of the project. Not every project is so lucky.

Why Uniswap Investors Needs Unicrypt

It would be hard to argue the crucial role that Uniswap plays in the market today. However, the platform is not perfect. Its lopsided approach leaves much to be desired by investors. It’s in these areas of possible improvement that Unicrypt fills the void perfectly.

Unicrypt introduces a proprietary token launch and liquidity lock mechanism into the network. The way this system works is simple. Unicrypt leverages a new smart contract known as Liquidity Lockers. These smart contracts allow developers to publicly lock liquidity on Uniswap for a predetermined period.

The goal of the project is to restore lost trust in the market and provide investors with more protection. Not surprisingly, the concept has proven to be a major success. The network currently shows $47.44 million in locked liquidity across 2509 liquidity lockers. Consequently, Unicrypt lockers are the most popular locking protocol in the Uniswap ecosystem.

Unicrypt Browser

The Unicrypt browser works hand-in-hand with the locking protocols. Users can easily browse through all locked liquidity pools on Uniswap utilizing this browser. The portal provides all the relevant information for each locked pool such as the termination date and total funds locked. In this way, investors can make an informed decision. Additionally, projects that utilize Unicrypt see more investor exposure.

Unicrypt Tokens

There are two token types the Unicrypt network utilizes to provide investors with more protection and control. The first token is the UNCX token. This token functions as a deflationary governance and utility token. The more UNCX tokens a user holds, the more say they will get in the network's voting system.

Additionally, UNCX token is what developers use to pay fees. Specifically, most projects will fall under a flat fee of 1 ETH + 1% of the liquidity tokens locked. Notably, larger projects pay 100 UNCX tokens +0.8% of the liquidity tokens locked. Keenly, these 100 UNCX tokens are burnt. As of late, deflationary DeFi protocols have been a top priority for developers. Their concerns are valid as up until their introduction, platforms had little control over their token's value.

Interestingly, Unicrypt offers Yield farming-as-a-service Dapp. Participants enjoy higher ROIs because they earn 0.3% fees on any liquidity provided to Uniswap plus the yields stated in this Dapp. This strategy has led the platform to see continued adoption. Unicrypt currently shows around $790,000 locked in yield farming contracts at this time. Developers stated that they are working on the largest farming pool to date. No official release date was mentioned as of yet for this pool.

The UNCL token functions as the sustainable yield farming token of the platform. Users can farm this token to receive rewards. The more tokens you farm and the longer your contract, the more rewards you receive. There are 143,195 UNCL in circulation currently. Impressively, users will gain the ability to stake UNCL tokens soon

*The Unicrypt Interface*

Unicrypt's intuitive interface makes it easy to invest in liquidity pools. You can utilize the browser to narrow down your search to only top-quality projects. Impressively, the browser makes it easy to track and monitor all of your farming activities in real-time as well.

Using Locking Mechanisms to Promote Your Project

Savvy developers understand that investors want some sort of guarantee that their money will not be stolen. Until recently, this promise wasn't an option. Now, developers can lock their liquidity up for years to demonstrate to investors their commitment to a long term strategy. Best of all, investors seek out Unicrypt locked projects because they know that these are the platforms that are most likely to succeed.

Any developer can lock their project in Unicrypt. In this way, it complements Uniswap's open listing policies perfectly. Developers were wise to not impede on Uniswap's strategy but rather to expand on it in a way that builds confidence in the network at a time when it’s needed most.

Unicrypt Takes Uniswap Up a Level

The developers behind Unicrypt succeeded in complementing Uniswap in a manner that is conducive to further growth in the sector. Investors need protection such as locked liquidity mechanisms to build confidence in the fledgling market. Consequently, Unicrypt serves a valuable niche that is set to expand in the future. For now, users and developers can differentiate their projects from the masses utilizing Unicrypt's unique system. Also, liquidity Lockers smart contracts are built-in with the Uniswap v3 upgrade planned for the coming weeks.

The year 2020 has seen exponential growth in the Decentralized finance space (DeFi). This mushrooming of DeFi projects is both a boon and a bane to crypto enthusiasts. To the extent that it expands options available to the consumer, it is a boon. Alternately the proliferation of these projects makes discerning genuine investment projects from the rest a challenge. Here's where market analysis tools become essential. These provide the investor with crucial information on the market, therefore aiding in prudent decision making.

The crypto sphere is teaming with market analysis tools. Not even one tool can claim to be perfect. However, some show higher levels of utility compared to their competition. DEXTools is one those platforms. It is a trading assistant positioning itself as the industrial standard and central hub for DeFi trading. In this article, we take a look at its functions showing why it is the must-have tool for any serious investor.

Which Features Define DEXTools?

DEXTools provides investors with tools, functions, and analysis that ease their navigation around the DeFi space. Its integration of Uniswap enables users to tap into these platforms' rich resources. The following is a summary of its offering:

Uniswap Integration

Uniswap is a decentralized crypto exchange protocol facilitating P2P transactions of ERC-20 tokens. It's a significant player in the DeFi sector. As such, DEXTools users stand to benefit immensely from its integration. Here's how:

Uniswap Pool Explorer

Through this feature, one gets to search Uniswap's liquidity pool for new offerings. Also, it helps them identify the most lucrative ventures to invest in. Besides, they may choose whether or not to increase or decrease liquidity in a given pair. Further, the tool helps to flag scam projects, thus protecting investor funds.

Uniswap Pair Explorer

Identifying the right token pair to trade in makes all the difference in how profitable a venture is. The Uniswap pair explorer makes it easy to identify the hot pairs. It uses real-time graphics and transaction data to compare any pair to another. This way, investors can place their favorite ones and make informed investments.

BigSwap Explorer

The BigSwap function provides investors with up to date information on the big swaps occurring on Uniswap. Thus they have full knowledge before investing.

MultiSwap Explorer

Using this feature, the investor can trade in multiple pairs concurrently.

What Membership Plans Does DEXTools Offer?

DEXTools users have access to three types of membership plans which include;

Free version

The standard version

Premium membership version

Free Version

The free version offers the most basic functions. Members enjoy Uniswap tools, including:

Pool Explorer

Pair Explorer

BigSwap Explorer

Multiswap

Standard Version

The standard version provides the platform's standard features. Enjoyment of this level's benefits attracts a charge of 0.3 ETH in DEXT / Subscription or 20,000 DEXT / Hold. A hold is the ERC-20 tokens one needs to have in their wallets on sign up and log in. In addition to the basic features, subscribers have access to:

More Transaction Info

Wallet Info

Price Alerts

Hot Pairs Real-Time

Multiple DEX platform compatibility (soon)

Limit orders (soon)

Trading bots (soon)

50% discount to holders with 5000 or more DEXT

Premium Membership

It offers the highest tier of membership. It will set you back 100,000 DEXT / hold to access its features. In addition to the standard features, subscribers can look forward to:

DEXTShare (from DEXT Subscriptions)

Access to DextForce Telegram Premium Group

More Exclusive Upcoming Features

Burning The Subscription Fees

Upon V1.0's release, the team will burn 20 Million of the fees collected in the first subscriptions (50% of the first 40 Million collected fees) monthly. After that, it will continue a lifetime burning 10% of all fees received from subscriptions.

What is the Timeframe for DEXTools' Full Implementation?

The following timelines govern the full implementation of DEXTools:

Website Launch Q2 2020-The team will develop the website, the app's beta version and roll out the test phase

Free Beta Launch Q2 2020 – the team will test the beta version, analyze feedback from testers and conduct minor upgrades

V1.0 Release Q3 2020 – Launching of a fully functional V1.0 app, roll out of basic and premium services, the addition of new features

Bots and new trading tools Q1 2020- Addition of new features, integration of trading bots, MultiDex app development, more DEX integrations

How will DEXTools Distribute its DEXT Token?

DEXT is DEXTools' utility token. Subscribers will need it to unlock the platform's benefits. The team will distribute it as follows

Contract: 0x26ce25148832c04f3d7f26f32478a9fe55197166

Total Supply: 170.000.000 DEXT

Circulating Supply: 100.000.000 DEXT

It will liberate 52.6%

21.1% of the token is for burning

The Team will take 10.5%

Team Marketing will consume 5.3%

Team Development 10.5%

Final Thoughts

The DeFi sector continues to grow in exponential ways. While this is a positive development, it could pose challenges to investors. Their flooding the market makes it difficult to determine the genuine projects to invest in. At this stage, every new investor needs assistance. Luckily, there are trading assistants that they can turn to for direction. DEXtools is one such tool making a name for itself for offering cutting edge investment functions and insights. Its integration with Uniswap unlocks unique features that give the users an edge in investments. Its next to none offering makes it the go-to tool for market analysis within the DeFi sector.

This week, DeFi Yield Protocol (DYP) announced the official launch of its staking and governance protocols. DYP is a next-gen DeFi platform that seeks to level the playing field between regular investors and whales. To this extent, the platform introduces some new strategies to push ROIs to the max while reducing investor’s exposure to risks. As such, the launch of the platform’s staking and governance Dapp is a critical step on its path to success.

DYP Staking Pools

DYP staking pools allow anyone to provide liquidity to pools and earn rewards. DYP differs from the completion in that all rewards are paid out in Ethereum directly. This feature is an industry first that helps alleviate inflationary concerns while building additional value in the Ethereum network.

Additionally, all DYP staking pools feature integrated anti-manipulation protocols and 2.5% slippage. These systems reduce inflation and encourage token price stability in the market. Specifically, the protocol attempts to convert DYP rewards to ETH every day at 00:00 UTC. When the price of DYP is affected by more than -2.5%, the maximum DYP amount that does not affect the price will be swapped to ETH.

The anti-manipulation system then takes the remaining amount and distributes it in the next day's rewards. In this way, the protocol ensures that all pool rewards are automatically converted from DYP to ETH daily. Best of all, the system automatically distributes the rewards to the liquidity provider’s wallet. DYP currently supports multiple staking pools. Specifically, DYP/ETH, DYP/USDC, DYP/USDT, and DYP/WBTC pools are available at this time.

Governance Dapp

The launch of DYP's governance Dapp is another significant step for the platform. DYP features a decentralized governance mechanism that promotes transparency and fairness in the network. Anyone can vote on crucial issues and upgrades to the network.

Notably, the more DYP tokens you hold, the more votes you get. This strategy ensures that those who are financially vested in the network get their opinions heard. It also removes the risk of nefarious actors infiltrating the network.

Deflationary Options

DYP leverages various deflationary protocols to promote token stability. Notably, these systems work in tandem with the decentralized governance model to provide a unique community-driven approach to the market. For example, DeFi Yield protocol (DYP) users vote on whether undistributed DYP rewards get distributed to the token holders or burned. They also vote on new liquidity pools, fees, and other vital upgrades.

Smart Contracts

The entire DYP ecosystem features an autonomous design that relies on advanced smart contracts to eliminate the need for any human intervention. Keenly, the governance mechanism ensures that the DYP community writes the rules for the network. Smart contracts execute these rules, such as the payment of rewards to liquidity provides autonomously.

DYP is Just Getting Started

DYOP has an entire DeFi ecosystem in the works. The platform will support various other functionalities such as mining pools in the coming weeks. Impressively, DYP intends to reward miners monthly with a 10% bonus from the pool’s ETH monthly income.

Yield Farming is another advanced DeFi functionality the DYP users will enjoy. Farmers can stake their crypto assets to earn DYP via automated yield farming pools. The platform supports various farming pools, including DYP/ETH, DYP/USDC, DYP/USDT, and DYP/WBTC.

DYP – Stake DeFi Tokens and Get Paid in Ethereum

DYP raises the bar with its new strategy. Paying out DeFi token stakers in Ethereum is sure to spur some interest in the market. Now, anyone can earn some free Ethereum by staking their tokens on DYP.