new budget calculations:
- -20.250 tax
- + 2.775 tax savings
- 4085 credit card bill
- + 680 Pix
- -1.680 Rio budget (around 420 a day)
- -2.000 SP budget (around 360 a day)
- -3.780 rent and utilities
- + 2625 rent already paid
- +1070 condo already paid
- -1.750 dental resins
- -600 permanent dental plate
- -500 Dental consults
- -1.500 B's teeth glue-in
- -800 dermatologist consults and meds
- +20.000 salary after exchange fees (assuming 2% loss)
- =9.795 shortfall
- 20250-9.795 = 10.455 tax savings, 9.795 shortfall
june:
- -25.100 tax
- +10.455 tax savings
- -8.000 credit card bill
- -3.780 rent and utilities
- -2.000 dental care for B
- -500 dermatologist
- +20.000 salary after exchange fees (assuming 2% loss)
- =8.925 shortfall
- 10% paid off (870)
- 25.100-8.925 = 16.175 tax savings, 8.925 shortfall
july:
- -29.950 tax
- +16.175 tax savings
- -8.000 credit card bill
- -3.780 rent and utilities
- -1.000 dental care for B
- -500 dermatologist
- +20.000 salary after exchange fees (assuming 2% loss)
- =7.055 shortfall
- 25% paid off (1870)
- 29.950-7.055 = 22.895 tax savings, 7.055 shortfall
aug:
- -34.800 tax
- +22.895 tax savings
- -8.000 credit card bill
- -3.780 rent and utilities
- -1.000 dental care for B
- -500 dermatologist
- +20.000 salary after exchange fees (assuming 2% loss)
- =5.185 shortfall
- 35% paid off (1870)
- 29.950-7.055 = 22.895 tax savings, 7.055 shortfall
sep: – shortfall 3.315 – 55% paid off (1870)
oct: – shortfall 1.445 – 130% paid off (1870)
nov: – shortfall 0 – 100% paid off (1445)
Therefore. If I can limit spending enough over the next 12 months, I can pay off the tax debt before december. Cool.
I can also look for a new income!