Niranjan Maruthamuthu

Reel Script: Morning Walk (1 Hour):

🎥 Clip: Your feet walking on a path, sunlight streaming through trees, or a shot of your surroundings (park, street, etc.). 🖋 On-screen text: “Starting the day with a 1-hour walk to refresh the mind 🌞🚶‍♂️.” Study Session (3 Hours x 2):

🎥 Clip 1: A close-up of your notes, books, or laptop as you start studying. 🎥 Clip 2: A timelapse of your workspace with books, pens, and highlights being used. 🖋 On-screen text: “Focused study sessions: 3 hours in the morning 📚.” 🎥 Clip 3: A short break (e.g., coffee/tea, journaling). 🖋 On-screen text: “Break time ☕ to recharge for the next session!” 🎥 Clip 4: Your workspace again, showing progress or a neat desk setup. 🖋 On-screen text: “Another 3-hour session done ✅!” 20 MCQs (2 Subjects):

🎥 Clip: A shot of your hands solving MCQs on paper or a digital platform. 🖋 On-screen text: “Practicing 20 MCQs for 2 subjects to sharpen skills ✍️📖.” 8 Hours of Sleep:

🎥 Clip: Dim lighting, cozy bed, a clock showing your sleep time (e.g., 10 PM). 🖋 On-screen text: “Ending the day with 8 hours of sleep 😴 for recovery.” Background Music: Use an upbeat yet calming instrumental or motivational audio. Transitions and Effects: Smooth transitions between clips (fade-ins, zooms). Add timestamps for each activity to structure the day. Let me know if you'd like specific hashtags or help editing this reel! 😊

Day 1–10: Starting Strong “The secret to getting ahead is getting started.” – Mark Twain “Consistency is more important than perfection.” “Start where you are. Use what you have. Do what you can.” – Arthur Ashe “It does not matter how slowly you go as long as you do not stop.” – Confucius “Dream big, start small, but most of all, start.” “You don’t have to be extreme, just consistent.” “Small daily improvements are the key to staggering long-term results.” “Motivation gets you going, but discipline keeps you growing.” “Today’s actions are tomorrow’s results.” “Your future self will thank you for what you do today.” Day 11–20: Building Momentum “Discipline is the bridge between goals and accomplishment.” – Jim Rohn “Consistency compounds.” – John Maxwell “Do something today that your future self will thank you for.” “Success doesn’t come from what you do occasionally; it comes from what you do consistently.” “Focus on the process, not the outcome.” “A little progress each day adds up to big results.” “What you do every day matters more than what you do once in a while.” – Gretchen Rubin “Stay committed to your decisions but flexible in your approach.” – Tony Robbins “The journey of a thousand miles begins with a single step.” – Lao Tzu “Success is the sum of small efforts repeated day in and day out.” – Robert Collier Day 21–30: Overcoming Obstacles “Don’t let yesterday take up too much of today.” – Will Rogers “Success doesn’t happen overnight. Keep going.” “Fall seven times, stand up eight.” – Japanese Proverb “Strength grows in the moments when you think you can’t go on but keep going anyway.” “Every great achievement was once considered impossible.” “When you feel like quitting, remember why you started.” “Obstacles are those frightful things you see when you take your eyes off your goal.” – Henry Ford “The difference between a successful person and others is not a lack of strength, but a lack of will.” – Vince Lombardi “Keep going. Everything you need will come to you at the perfect time.” “The harder the battle, the sweeter the victory.” Day 31–40: Strengthening Discipline “Discipline is choosing between what you want now and what you want most.” – Abraham Lincoln “Don’t stop when you’re tired; stop when you’re done.” “Habits are the compound interest of self-improvement.” – James Clear “You are what you repeatedly do. Excellence, then, is not an act but a habit.” – Aristotle “Don’t wish for it. Work for it.” “Success is nothing more than a few simple disciplines practiced every day.” – Jim Rohn “Great things never come from comfort zones.” “It’s not what we do once in a while that shapes our lives, but what we do consistently.” – Tony Robbins “Commitment means staying loyal to what you said you would do long after the mood you said it in has left.” “Be stubborn about your goals and flexible about your methods.” Day 41–50: Staying Focused “Focus on the step in front of you, not the whole staircase.” “What consumes your mind controls your life.” “Don’t watch the clock; do what it does. Keep going.” – Sam Levenson “Distractions destroy action. Stay focused.” “Where focus goes, energy flows.” – Tony Robbins “The difference between ordinary and extraordinary is that little extra.” “Success is not final, failure is not fatal: It is the courage to continue that counts.” – Winston Churchill “Keep your eyes on the prize, and don’t look back.” “The key to success is to focus our conscious mind on things we desire, not things we fear.” – Brian Tracy “Success is focusing the full power of all you are on what you have a burning desire to achieve.” – Wilfred Peterson Day 51–60: Pushing Through “Every accomplishment starts with the decision to try.” “It’s not about having time; it’s about making time.” “Keep showing up, even when it’s hard.” “Challenges are what make life interesting. Overcoming them is what makes life meaningful.” – Joshua Marine “Pain is temporary. Quitting lasts forever.” – Lance Armstrong “The struggle you’re in today is developing the strength you need for tomorrow.” “There is no substitute for hard work.” – Thomas Edison “Perseverance is not a long race; it is many short races one after the other.” – Walter Elliot “Progress, not perfection.” “Hard days are the best because that’s when champions are made.” Day 61–70: Midpoint Motivation “The only limit to our realization of tomorrow will be our doubts of today.” – Franklin D. Roosevelt “What lies behind us and what lies before us are tiny matters compared to what lies within us.” – Ralph Waldo Emerson “Courage doesn’t always roar. Sometimes it’s the quiet voice saying, ‘I will try again tomorrow.’” “You didn’t come this far to only come this far.” “Success is getting what you want. Happiness is wanting what you get.” – Dale Carnegie “Small steps lead to big achievements.” “Consistency creates confidence.” “The best way to predict the future is to create it.” – Abraham Lincoln “The only way to do great work is to love what you do.” – Steve Jobs “Don’t be pushed by your problems; be led by your dreams.” – Ralph Waldo Emerson Day 71–80: Power of Persistence “Persistence guarantees that results are inevitable.” – Paramahansa Yogananda “Stay consistent. Stay patient. The results will come.” “A goal without a plan is just a wish.” – Antoine de Saint-Exupéry “Your breakthrough is on the other side of your consistency.” “Never give up on a dream just because of the time it will take to accomplish it. The time will pass anyway.” – Earl Nightingale “What you get by achieving your goals is not as important as what you become by achieving your goals.” – Zig Ziglar “It’s always too early to quit.” – Norman Vincent Peale “You are closer than you think; just don’t stop.” “Every small victory is progress.” “The only bad workout (or effort) is the one you didn’t do.” Day 81–90: Nearing the Finish Line “The last mile is always the hardest.” “Finish what you started.” “Focus on how far you’ve come, not how far you still have to go.” “The harder you work, the luckier you get.” – Gary Player “Good things come to those who hustle.” “Even the greatest were beginners once.” “Don’t stop now. You’re closer than you’ve ever been.” “Be proud of your progress.” “Keep climbing. The view from the top is worth it.” “Success is inevitable when you don’t quit.” Day 91–100: Celebrating Consistency “You’re unstoppable because you’re consistent.” “Success is earned, not given.” “Celebrate the small wins; they lead to big victories.” “Your hard work will pay off; just stay the course.” “Consistency isn’t glamorous, but it works.” “The best reward is knowing you never gave up.” “You’ve proven to yourself that you can do hard things.” “Consistency turns dreams into reality.” “Be proud of what you’ve achieved in these 100 days.” “You’re not the same person who started this journey. You’ve grown stronger, more disciplined, and unstoppable.”

y WCM Sums Capital Budgeting Sums Activity Plan Day 1 4 sums 5 sums Morning: 2 WCM + Afternoon: 3 CB + Evening: 2 CB Day 2 4 sums 5 sums Morning: 2 WCM + Afternoon: 3 CB + Evening: 2 CB Day 3 4 sums 6 sums Morning: 2 WCM + Afternoon: 4 CB Day 4 4 sums 6 sums Morning: 2 WCM + Afternoon: 4 CB Day 5 5 sums 5 sums Morning: 2 WCM + Afternoon: 3 CB + Evening: 3 CB Day 6 5 sums 5 sums Morning: 2 WCM + Afternoon: 3 CB + Evening: Flag and revise tricky sums from WCM and CB (Day 1–3 topics). Day 7 Revision Revision Morning: Revise remaining WCM sums + Afternoon: Revise remaining CB sums (Day 4–5 topics).

Data analysis requires deeper exploration:

Data analytics is a powerful tool for decision-making, but managers must not blindly trust the surface results. They should investigate deeper insights and view surface data with professional skepticism. Emergence of new tools in finance:

New data analytics tools in the financial sector provide unique insights but also create challenges when applying skepticism. Bigger data availability leads to more information but also increases challenges in identifying and managing red flags. Concern of false positives:

False positives occur when data identifies anomalies that turn out to be normal variations upon investigation. The frequency of false positives increases as data size and complexity grow. Difficulty in identifying outliers:

Analysts often face problems in determining outliers while using data analytics tools. Importance of professional skepticism:

Professional skepticism is vital for practitioners, researchers, regulators, and standard setters. However, it may result in extra costs, such as: Strained client relationships. Budget issues. When to apply skepticism:

Finance and audit professionals need to identify when and where to apply skepticism. Balance is critical between costly skepticism and underutilizing data analytics to control costs.

Actionable Steps, Techniques, and Strategies to Become an Exceptional Teacher 1. Build Deep Subject Knowledge Actionable Step: Dedicate daily time for studying and mastering your subject matter. Use multiple sources like books, research papers, and online courses. Technique: Use active recall and spaced repetition to retain information effectively. Strategy: Solve advanced-level problems or case studies to ensure thorough understanding. 2. Develop Engaging Teaching Methods Actionable Step: Explore and experiment with interactive teaching tools such as whiteboards, presentations, videos, and simulations. Technique: Use storytelling to make concepts relatable and memorable. Strategy: Incorporate the “flipped classroom” approach, where students prepare beforehand, and class time is used for discussions and problem-solving. 3. Cultivate a Charismatic Teaching Style Actionable Step: Practice public speaking and body language. Join clubs like Toastmasters or practice in front of a mirror. Technique: Use vocal variety and eye contact to maintain attention and build connection. Strategy: Emphasize authenticity—let your passion for teaching and the subject shine through. 4. Create an Impactful Learning Environment Actionable Step: Organize your teaching materials and classroom to promote inclusivity and engagement. Technique: Use formative assessments like quizzes and polls to track student understanding and adapt your methods accordingly. Strategy: Build a culture of mutual respect by listening to students' feedback and being approachable. 5. Connect Deeply with Students Actionable Step: Learn students’ names and take an interest in their goals and challenges. Technique: Use empathy and active listening to understand and address their concerns. Strategy: Offer personalized support and mentorship to help them achieve their potential. 6. Overcome Self-Doubt Actionable Step: Reflect on your progress daily and acknowledge small wins. Technique: Reframe mistakes as opportunities to learn and grow. Strategy: Surround yourself with supportive mentors and peers who inspire confidence. 7. Learn from the Best Teachers Actionable Step: Follow renowned educators and study their methods (e.g., Physics Wallah, Khan GS, etc.). Technique: Analyze their teaching videos to understand how they simplify complex concepts. Strategy: Attend workshops, webinars, or courses on teaching excellence. 8. Craft Your Unique Teaching Identity Actionable Step: Reflect on what makes you unique (e.g., humor, creativity, storytelling) and integrate it into your teaching. Technique: Develop a signature approach, like combining real-world examples or gamification. Strategy: Brand yourself as a teacher by starting a blog, YouTube channel, or Instagram page sharing your teaching journey. 9. Leverage Technology and Tools Actionable Step: Learn to use educational platforms like Google Classroom, Canva, or Kahoot. Technique: Use data analytics from online tools to track and improve student performance. Strategy: Create digital resources like e-books, videos, or interactive PDFs to support your teaching. 10. Develop a Long-Term Growth Plan Actionable Step: Set SMART goals (Specific, Measurable, Achievable, Relevant, Time-bound) for your teaching career. Technique: Schedule regular self-assessments and seek constructive feedback. Strategy: Pursue advanced certifications, degrees, or specializations to stay ahead in your field.

Actionable Steps, Mindset Shifts, and Strategies to Build Confidence 1. Developing Self-Awareness Actionable Step: Identify specific situations where you feel non-confident. Write them down in a journal. Mindset Shift: Recognize that confidence is a skill, not an inherent trait—it can be built with consistent effort. Strategy: Reflect on past successes, even small ones, to remind yourself of your abilities. 2. Small, Consistent Wins Actionable Step: Set small, achievable goals each day (e.g., initiating a short conversation or completing a task). Mindset Shift: Celebrate progress over perfection. Confidence grows with repeated action. Strategy: Use a habit tracker to record your daily wins and build momentum. 3. Mastering Social Situations Actionable Step: Practice active listening. Focus on truly hearing others rather than worrying about what to say. Mindset Shift: Shift your focus from “What will they think of me?” to “How can I make this person feel valued?” Strategy: Use the “FORD” technique in conversations—ask about Family, Occupation, Recreation, and Dreams to build rapport. 4. Building Self-Belief Actionable Step: Create a daily affirmation ritual. Repeat statements like, “I am capable, worthy, and growing stronger every day.” Mindset Shift: Understand that failure is not a reflection of your worth but a step in the learning process. Strategy: Visualize your confident self before entering situations where you usually feel insecure. 5. Overcoming Self-Doubt Actionable Step: Challenge negative thoughts with evidence. Replace “I can’t do this” with “I’ll try, and I can improve.” Mindset Shift: Embrace a growth mindset—believe that your abilities can be developed through dedication. Strategy: Surround yourself with supportive people who encourage your growth. 6. Tackling Fears of Rejection Actionable Step: Reframe rejection as redirection or feedback, not failure. Mindset Shift: Remind yourself that everyone faces rejection—it’s part of life and growth. Strategy: Gradually desensitize yourself to rejection by setting “rejection challenges” (e.g., ask for a small favor from a stranger). 7. Building Charisma Actionable Step: Maintain eye contact and smile genuinely during interactions. Mindset Shift: Believe that you have value to offer, and your presence makes a difference. Strategy: Practice storytelling—share personal anecdotes that highlight your personality and values. 8. Professional Growth Actionable Step: Take on small challenges that push you outside your comfort zone at work (e.g., presenting in meetings). Mindset Shift: See challenges as opportunities to prove your capabilities, not threats. Strategy: Seek feedback and act on it to improve and demonstrate growth. 9. Daily Confidence Ritual Morning: Start with affirmations, visualization, and a gratitude practice. Afternoon: Reflect on small wins and adjust your mindset if self-doubt creeps in. Evening: Journal your progress and plan actionable steps for the next day. 10. Long-Term Confidence Growth Build a strong skillset: Confidence often stems from competence. Engage in physical activity: Exercise can boost self-esteem and energy. Practice mindfulness: This helps reduce overthinking and self-criticism.

Including a PDF in a QR code is a great way to share documents easily. Here's a beginner-friendly guide to help you do it:

Steps to Include a PDF in a QR Code Upload the PDF to the Internet:

If you want others to access your PDF, you need to host it online. Use platforms like: Google Drive: Upload your PDF to Google Drive. Right-click on the PDF, choose “Get Link,” and set the link sharing to “Anyone with the link.” Dropbox, OneDrive, or other cloud services. Free hosting sites like PDF hosting platforms or WeTransfer for temporary sharing. Copy the PDF Link:

Once uploaded, copy the link to your PDF. Use a QR Code Generator:

Go to a QR code generator website or app. Some popular options are: QR Code Monkey (https://www.qrcode-monkey.com/) GoQR (https://goqr.me/) Beaconstac (https://www.beaconstac.com/) Select the option for a URL QR Code. Paste your PDF link into the input field. Customize Your QR Code (Optional):

Many generators allow you to customize the QR code's color, style, or even add your logo. This step is optional but can make your QR code look more professional. Generate and Download the QR Code:

Click “Generate” or similar to create the QR code. Download the QR code as an image (PNG, JPG, or SVG). Test the QR Code:

Use your phone's camera or a QR code scanner app to test the code and ensure it opens the PDF. Use Your QR Code:

Print it on posters, business cards, or share it digitally via email or social media. Tips for Beginners: File Size: Ensure your PDF isn’t too large; compress it if necessary to make it load faster. Shorten URLs: Use a URL shortener like bit.ly to make the link cleaner and easier for the QR code to process. Save Your QR Code: Keep a copy of the QR code for future use. If you need help with any step, let me know!

First, let’s outline the key information given:

Cost of goods purchased by A = ₹2,00,000 Percentage of goods sold by B = 95% Sale price of 95% goods = ₹2,50,000 Commission to A = 1% on purchases Commission to B = 5% on sales A drew a bill on B = 80% of original cost of goods = 80% of ₹2,00,000 = ₹1,60,000 A got the bill discounted for = ₹1,50,000 (so the discount = ₹10,000) Profit-sharing ratio between A and B = 3 : 2 The usual way to find the joint venture profit is to prepare a short “Joint Venture Account,” taking into account:

Total sale proceeds Value of unsold stock (if any) Cost of goods Commissions Any joint expense (such as discount on the bill, if borne by the venture) Step 1: Determine closing stock (unsold 5%) Since 95% of the goods are sold, 5% remains unsold.

Total cost of goods = ₹2,00,000 Cost of 5% (unsold) = 5% of ₹2,00,000 = ₹10,000 This unsold stock is typically valued at cost (unless stated otherwise).

Step 2: Calculate total “inflow” to the Joint Venture Sales (95%) = ₹2,50,000 Value of unsold stock (5%) = ₹10,000 Total Inflow = Sales + Closing Stock = 2 , 50 , 000 + 10 , 000 = 2 , 60 , 000 Total Inflow=Sales+Closing Stock=2,50,000+10,000=2,60,000 Step 3: Calculate total “outflow” (expenses) of the Joint Venture Cost of goods = ₹2,00,000 A’s commission = 1% of purchases 1 % × 2 , 00 , 000 = 2 , 000 1%×2,00,000=2,000 B’s commission = 5% of sales 5 % × 2 , 50 , 000 = 12 , 500 5%×2,50,000=12,500 Discount on the bill = ₹1,60,000 (face value) – ₹1,50,000 (received) = ₹10,000 Since A drew the bill “for the joint venture” and got it discounted to raise money for the venture, the discount (₹10,000) is treated as a JV expense (unless the problem explicitly says it is A’s personal expense).

Hence,

Total Outflow = Cost of goods + A’s commission + B’s commission + Bill discount Total Outflow=Cost of goods+A’s commission+B’s commission+Bill discount = 2 , 00 , 000 + 2 , 000 + 12 , 500 + 10 , 000 = 2 , 24 , 500 =2,00,000+2,000+12,500+10,000=2,24,500 Step 4: Compute the total Joint Venture profit JV Profit = Total Inflow − Total Outflow = 2 , 60 , 000 − 2 , 24 , 500 = 35 , 500 JV Profit=Total Inflow−Total Outflow=2,60,000−2,24,500=35,500 Step 5: Apportion profit between A and B Profit-sharing ratio = 3 : 2

Total ratio parts = 3 + 2 = 5 A’s share = 3 5 × 35 , 500 = 21 , 300 5 3 ​ ×35,500=21,300 B’s share = 2 5 × 35 , 500 = 14 , 200 5 2 ​ ×35,500=14,200 Final Answer A’s share of profit = ₹ 21 , 300 A’s share of profit=₹21,300

financial accounting

formula

closing captial=opening captial+fresh capital+profit/loss-drawing

fmba formula

1. A=P[1+R/N]^NT

AMMA=PRINCIPLE[1+RAMA/NIRANJAN]^NIVETAMIL

2.W1=(DOE2)2-P12DOE1DOE2/(DOE1)2+(DOE2)2-2P12DOE1DOE2

A2+B2-2AB

3.FVAD=P[(1+R)N-1/R](1+R)

4.PV=P*[1-(1+R)-N/R]

5.IEFFECTIVE=[1+R/N]n-1