bauhauswerk

Just an ordinary economist who loves leatherworking, photography and video. Love cooking. Eating I love even more. I travel. I drink as well

Dear Coilers, this one is just about my experience and thoughts I have about the problem of Crypto exchanging into good old hard cash.

In my country, Croatia, EU member, cash transactions are the rule. About 90% of all transactions are in cash. In everyday life you almost do not need a card here. Cards are used to get cash on ATM. But these days I mostly use a bank app and take cash on ATM using a code so a card is not needed at all.

Being in Crypto, I’ve started thinking more and more about cashing out at some point. Ok, let’s say that that is more or less solved by many options all of us have. Exchange on the exchange and send it to your debit card and thats it. Ok, you have to pay fees to the exchange, pay fees hidden in fiat to fiat exchange rates, pay fees for having an account, pay fees for mobile banking, pay fees for...

But the real problem is in use of Crypto as money in everyday life. Going to a bar and spending 15$ on drinks will cost you much much more.

Few days ago I was in that situation. In a bar, close to midnight, I decided to go to ATM and take some cash from my Wirex card. Inserted card, entered PIN, chose 100kn (cca. $15) to get out of the machine and the message popped up asking was ok with 16kn fees to get 100 out?!?

16% fees not counting the Wirex exchange rate XRP –> USD and bank exchange rate USD –> Kuna. All together well over 20%!!!

Take it or leave it. Not that you don’t have a choice.

https://youtu.be/9Jl2LmRHH6w

Now imagine what would 20% increase in price of XRP (or any other Crypto) cause on Crypto Twitter if it happened within one minute?! Feeds would be congested with tweets hyping the coin. Shillers would be getting hundereds of new followers, emergency rooms would be full of people with unexpected heart attacks...

Now imagine it if there was a 20% drop?!?!

Taking small amount of fast cash from Crypto IS instant 20% drop these days.

Do you find it acceptable? Would you like to have a better solution?

I know I would like to have it. The question is how to achieve it?!

We need more solutions of direct Crypto to cash exchange. People love cash and it is here to stay for quite some time. People don’t like banks but they are here to stay as well!

I do not plan to use Crypto under those conditions. I simply refuse to. Just like I have refused to accept those fees on ATM.

We are witnessing instant fiat to fiat settlements, people working abroad sending money to their families to the other side of the world within a minute yet we can’t take small amounts of our own money from our own wallets without losing 20% of the value...

If banks will not adapt I’m sure some new fin tech solution will take the piece of cake which already is on the table. Served and ready to be eaten.

We need it to be simple, instant and cheap! All three, not just two of three. Until it is 3/3 I’m not buying it!

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Dear Coilers, after the Weissbier style which was covered in previous article, I will introduce you to Witbier.

No, those are not the same thou both mean White Beer and both are made with wheat in the grain mix...

I told you I don’t like Weissbiers, I hate them to be more precise. Witbier is kind of more acceptable to me.

Coil’s taproom for the subscribers will taste the leader of the style.

WITBIER is not a new style. It was known for centuries. During 1400-1700s Bière Blanche (in French) was the style which was ruling the bars in Brussels. Cities of Hoegaarden and Leuven were centers of beer brewing which supplied Brussels with their beers, Witbiers.

Through time, other styles were introduced in bigger quantities but the Lagers were those which made Witbier almost to disappear.

After World War II, Witbier was practically extinct.

As in every other story with the happy end, there was a hero who brought it to life again. A master brewer, Pierre Celis from Hoegaarden was the one. The beer is known as Hoegaarden these days. The whole world knows and drinks it.

As mentioned, Witbier means White Beer. Got it’s name from the milky cloudy appearance from starch haze. It is wheaty as well. The law says it has to have at least 50% of unmalted wheat in the grain bill. Accompanied with Pilsner malts. (Apart from German Weissbier which uses malted wheat.)

It results in light, grainy, sweet, creamy beer of pale straw to light golden in colour. With coriander and orange peel which are added to spice it... and there is a refreshing beer with fruity backtaste and slightly dry finish.

Some brewers add oatmeal to make it even more silky or introduce Lactobacillus in fermentation to add tartness...

Whichever way it is brewed, the final result is a light but very complex beer.

Very important thing to say is that the hops are kept low. But when I say low I mean ultra low. Are there hops at all?!

A trivia: it is drunk from the hexagonal glass. The hexagon opens up to cultivate a sturdy foam, with a wider mouth that lets the citrus, spice and bready aromatics catapult themselves into your nasal passages as you sip. Marketing move or not, it is interesting to know.

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Dear Coilers, there was a question about Coil and Coil Content Makers in XRP Chat. I had to sign in to answer... Till today I’ve just been reading it...

“Just to add a few words here...

I am in boost program, in like top 10 boosted content makers. I’ve started writing on Coil as a Xrp community member and haven’t known for the boost program when I started writing. Soon I’ve got my first boost and was boosted more and more every time since...

I don’t write about xrp, or I have few times only. My 70+ articles are about photography, travel and beer mostly.

Each article asks for a few hours of work before are published. Photo asks a lot of time. Travel asks for both time and money. Beer asks for a bottle, a glass and some research and knowledge to write about it.

I’ve got boost worth about 3k$ till now or so. It is a lot as I started publishing on Coil just for writing.

I’m not payed by Coil to promote them thou I do it on Twitter (mostly) but I’m awarded for helping the growth of the platform (I guess)

I haven’t sold a single xrp I’ve got from Coil!

I’m not dependent on the boost I get. My family took care about it in the past by owning/co owning/getting rents/being payed... from pharmacies, a bank, real estate, stocks, small businesses, ....

As well, there are people, my colleagues, coil content creators, who work hard and spend their time to create content which they publish there. Some of them are NOT boosted for their work! Unfortunately.

There is NO guarantee that a creator will be boosted. As well we who are boosted, donno how its chosen or calculated.

So, Coil creators are not payed Coil shillers!!! But we all appreciate the awards we get. When we look it from the time spent angle, we think our awards are fair. We dont ask for them, they are not obliged to give.

I invite all of you to start making content on Coil! You even don’t have to subscribe to be a content maker and get payed!!!

Just want ppl stop bitching and start contributing.

BTW, there are no adds nor tracking 😃“

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Dear Coilers, 2019 is going to be the past soon, XRP investors mostly hate it and are looking forward to see, will 2020 bring them anything better than ‘19.

But then there was Coil, which, when partnering with Xpring, became well boosted future leader in what history books will write about.

“Coil launched with a mission to make it easier for content creators — like journalists, video creators, podcasters, photographers and artists — to monetize and distribute their content across the web. Current monetization models are broken, and cater to large companies that are able to collect and sell user data as well as advertise on their platforms. Unlike traditional advertising or site-by-site subscription based models, Coil’s platform enables streaming micropayments to creators in real time using the Interledger Protocol (ILP), which allows XRP or any currency to be used for sending and receiving payments.” said Ethan Beard and added: “At Xpring, our belief is that crypto presents an opportunity to realign interests and incentives of marketplaces of all types through the creation of new business models. Several of our largest partnerships to date, including Coil and gaming platform Forte, have the potential to do just that. With ILP, Coil has created an entirely new business model around micropayments which allows creators, curators and users to compensate and support one another. The funds that Xpring provides allows these companies to build platforms that deeply embed XRP and ILP, and to help drive adoption and engage users.”

So I’ve tried the platform, made an account and have published my first article in July. Today, 70 articles later, I’m still here and do not plan to leave.

Soon after joining I have entered Coil’s Boost Program. This way I want to thank Coil staff for choosing me. I tried my best not to disappoint them nor the readers. I do what I like doing and am awarded for doing it. Is there any platform which does that better than Coil? No?! That’s why Coil will grow into the leader. I hope it will happen soon, they deserve it.

Joining CBC was another good decision I’ve made in 2019. A group of content creators who support each other and who I have to thank for encouraging me to write during the times when I lack in inspiration and motivation. Non of us were writing professionals (though I was writing for several Croatian portals and magazines in the past) but enthusiasts who wanted to contribute to the XRP thing. It turned out that enthusiasm turned to much bigger thing to a few...

What to expect and wish in 2020? The first thing I’d like to happen is that the platform becomes more user and creator friendly. There are several things that ache for the improvement.

I understand that things can’t happen overnight but as a creator who covers few niches I’d like to be able to sort and separate them into subfolders.

As well, I’d like mobile editing experience become at least decent. To a person who works A LOT on mobile it is essential. When I say A LOT I mean it. Here is my last week data...

...an average of 13 hours and 14 minutes a day with 19 hours of use on Friday.

Coil staff, I know you read every single article and you will read this one as well. Please work on it 🙏🏻

As well, I wish many new content creators join the platform and even more subscribers to come and stay. We, content creators do our best to promote Coil on social networks but I would like to see Coil be more active there as well.

Of 4P’s in marketing mix, Coil has covered 3 of them. Product is here. Still not perfect but good enough. Place is the Internet so that is 100% covered. Price 0/5$ is perfectly acceptable though payment methods could be improved (hint: XRP). Promotion... not good. The only promotion I see is from us the creators. I’d like to see more and better here!

I hope 2020 will be the year of the confirmation of Coil as the Future of Internet in the Internet of Value era.

The time will tell, we will witness it...

With the best wishes in 2020 I end this year with BIG THANK YOU to all of you, Coil, readers and cotent creators.

Srdan

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Dear Coilers, “Brew!“ series of articles continues... This one is about Weissbier or Weizenbier or Weißbier... In Coil’s taproom for the subscribers, one from the style will be presented though I personally don’t like them. Or better to say I hate them.

WEISSBIERS are German wheat beers. They are related to American Wheat Ales and Belgian Witbier. It is very large category of beers and if you ever find yourself in a taproom in Germany there is no chance you can miss it.

Weissbiers are Ale style beers, top fermented, and are brewed using special yeasts which give unique flavours to them.

HEFEWEIZEN – are classic German wheat ales with very high ratio of wheat in the grain mix. The name Hefeweizen (hefe = yeast) indicates that the beer is not filtered which gives cloudy final product with extra flavours from yeast.

The yeast used is Torulaspora delbruecki which adds banana and clove flavours. From other flavours you can expect those in range from bready and malty all the way to fresh and fruity. Hops are here mostly for bitterness.

KRISTALWEIZEN – are, as a fact, filtered Hefeweizen. The final product is clear and by removing the yeast some of the flavours are removed with it. By my own opinion, this one is better as the style I don’t like becomes at least a bit more drinkable this way.

DUNKELWEIZEN – are dark Hefeweizen (dunkel = dark in German). It origins from Bavaria and wheat in it is accompanied with Munich and Vienna malts. The same yeast is used so banana and cloves are here as well and the dark colour make you expect some caramel as well. But there is no flavour from roasted malts like there is in Stouts. Hops are very subtle here. This sub style is about balancing some nice rich, malty complexity with those classic Weizen yeast flavours.

WEIZENBOCK – is Dunkelweizen made in Bock style which means it is stronger in alcohol thou unlike a Bock style which is bottom fermented, Weizenbock is top fermented using Weissbier yeast (banana and clove again 🙄). Expect rich body with malty, bready, spicy, chocolaty... flavours

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Dear Coilers, have you ever seen a bomb shelter tunnel from WWII become tourist attraction? Well, there is at least one... and if you knew that the shelter tunnel is just a part of the ancient maze of tunnels under the old city, the story becomes even more interesting. Gric Tunnel is a part of mysterious Zagreb tunnel network. Today it is transformed into a tourist attraction and hosting exhibitions and events.

THE TUNNEL IS A PART OF A MAZE OF TUNNELS UNDER ZAGREB UPPER TOWN. THE PLACE IN WHICH ZAGREB’S LEGENDARY UNDER CITY RAVE PARTY WAS HELD.

Zagreb has its share of mysteries, its underground being the most secret mystery of all. There is unknown number tunnels beneath the old city (Zagreb Upper Town, once The Independent King’s Town of Gradec). Many locals call them catacombs. Thou they are not catacombs. The catacombs are well hidden under the Zagreb Cathedral, and they only get opened when the Death comes for a Zagreb archbishop and his body is taken down to be closer to his soul, the legend says.

Speaking of catacombs, there used to be more of them. When they were building the famous central farmers open market, Dolac, they had to get rid of an ossuary first. They found tons of skulls and bones there, and they were even thinking of turning it all into a tourist attraction. But then, the whole construction area collapsed. It literally remained buried under the most colorful place in the city, the belly of Zagreb.

Then, there are stories about secret underground passages. They are still all over the city center. Rumor was, that back in the Middle Ages, the rulers of a fortress near the city used their secret underground passage to reach St. Mark's church. As well, all the Upper Town churches, monasteries and many palaces are connected with underground tunnels.

Officially, those tunnels and passages are legends only thou many many books talk about them and many citizens of the Upper Town have found wierd entrances in their basements, which end shortly, with solid wall seals.

Heads of Croatian state really loved to build tunnels and bunkers. Especially in 20th century. No wonder Croatia is becoming new urbex hotspot with all those military objects well hidden under the most beautiful surface. The capital of Croatia, Zagreb, got its tunnel called Gric during WWII, when they started building an immense passage under the charming old town. Tunnel Gric is huge, up to 5,5 meters in width, goes under the entire Gric hill in lenght of 350 meters. And it has been locked for public for decades. Not completely, though, it was open on a few special occasions. You would never guess what took place inside!

During the War of Independence in the '90s, it was used as a shelter. Then, there were theater plays.. And a floral exhibition...

...But the most famous event of all.. It was, without doubt, the Under City Rave. You can imagine that everyone who was there still remembers the party. It was back in 1993 when Croatia was still at war, but that didn't stop people from all over Europe to come. There were thousands of people, which was more than the tunnel could take. Many just had to stay outside. As you can imagine, the neighbours were furious. Down at the police station, the phone kept ringing the entire night. It was the thing which made the authorities think about sealing the entrances and just forget it all...

https://youtu.be/Yt4Px59VkrM

Despite all of these intriguing events and stories, the locals kept forgetting there is a huge tunnel under their hometown. Few years ago, the city authorities have finally decided to open it up for public again after the renovation in 2016.

But not the whole maze is open for public, only the Gric Tunnel with its side connection tunnels. Those old tunnels and passages from the Middle Ages are still hidden and well kept as a secret known to just few.

Gric Tunnel itself was built in 1943, during World War II. Its primary purpose was to shelter civilians from frequent bombings during the WWII but unfortunately it served the same purpose during the Croatian War of Independence.

You can find the tunnel entrances as they are marked with Zagreb coat of arms. Once you see Zagreb coat of arms on the rooftop of St. Mark’s Church, you will start noticing it everywhere.

As said, stories and legends speak of secret underground passages all over the city. One of them speaks of the great 1880 earthquake. When it is said most of the tunnels were burried and disappeared, containing the church gold. Though some who know better, say they are of so solid buid that they can survive even the strongest earthquakes.

Nowadays it is a buzzing tourist attraction in Zagreb. The tunnel was renovated in with traces of old warning signs left on the walls.

(“Keep the passage free”)

During the Christmas time, Gric Tunnel is part of the Zagreb Advent event. The atmosphere from the tunnel you can see in this short video I’ve made on Christmas Eve.

https://www.cinnamon.video/bauhauswerk/watch?v=218687360869598713

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(header by H. Jelavic s/s)

Moj stari uvijek kaže da je iz Vukojebine Gornje. Zvuči otrcano, al on uporno to ponavlja i vjeruje u to. Kaže da ionako nitko nikad nije čuo, a niti će čuti za taj njegov zaselak, pa kad ovako kaže, bar ljudi otprilike mogu pretpostavit iz kakve zabiti dolazi.

To je stvarno čudo kako kraj može biti zaostao. I kako se baš ništa u njemu ne događa. Nije se događalo niti će se ikada dogoditi. Pogotovo kad, blago u Gospodinu, na bolje mjesto preseli još ono malo prastarih baba i djedova. Istina, ne daju se baš lako. Žive ko da iz obijesti ne žele umrijeti. Kažu nema tu pesticida, hamburgera ni lijekova. To je sve zapad izmislio da kontrolira ljudski vijek. Lijekove pogotovo. Ima jedna stara, a kakva drugo, Bose je zovu, što kaže da nikad u životu nikakav lijek nije popila i evo je prije mjesec i po navršila sto i četvrtu, barem po onome što su joj rekli kad je rođena. A svi koji piju lijekove umru, a da su prema njoj cure i mladići. Neki su to opovrgavali tezom da su ovi što piju lijekove bolesni pa je i normalno da na koncu priču završe prije zdravih na što će ona o Amerikancima i Rusima i đavlima…

I tako je svaki dan, uvijek isto, samo su datumi drugi.

Ali, ipak, bio je jedan događaj kojeg selo pamti i pamtit će zauvijek. Nikada u prošlosti selo nije imalo takvu čast, a i teško da će se ponoviti.

Ima tome, sad će već sedma godina, kako je Svevišnji pomilovao to naše malo bijedno mjestašce, suza da ti krene kad se sjetiš, kad je mali Jokin, Dragan mu je ime, bio pozvan da se prikljući seniorima NK Mračaja iz Runovića. Svi se s ponosom živo sjećaju tog ljetnog popodneva kad je Joke doveo malog sa probe. Silno su veselje dva janjeta vlastitom glavom platila. Jer nije to bilo kakav klub sinko moj. NK Mračaj, ponos Runovića, osnovan je davne 1964. godine i, baš kao i Chelsea iz Londona, nikada nije promijenio stadion na kojem igra od svog osnutka. Na igralištu Pojilo, zna se skupit i preko tisuću ljudi što dvostruko prebacuje službeni kapacitet stadiona. Ali kako i ne bi kad je opće poznato da su na Pojilu ponikli takvi legendarni nogometaši kao jedan Marko Bitanga-Biđin, čovjek koji je zabio prvi službeni gol za Mračaj, onda jedan Iko Buljan, jedan Ivan Gudelj, jedan Stanko Mršić i jedan Branko Tucak. I na kraju naravno, jedan i jedini, Zvonimir Boban.

Aha di ste sad, nije Mračaj pičkin dim, smijte se sad kad ste ovo saznali…

I tako napokon u životu krenulo Dragana. Škola mu nikad nije išla, a i šta će ti, knjige se nitko nije najeo. Da bude konkurentniji na tržištu rada? Pa u njega u selu ionako nema konkurencije. Zadnji šta je završio školu nikad se nije ni vratio. Evo ga, danas je u Makarskoj stalno zaposlen u komunalnom, a u sezoni u Baškom Polju radi na održavanju okoliša. I auto je uzeo, Renola četvorku. Jebe se njemu za povratak u selo kad mu je život Amerika.

Nego, počeo Dragan igrati, prvo ulazio s klupe, kasnije postao stupom obrane i nezamjenjiv čovjek za posebne zadatke. Kako je taj igrao flastera. Četiri je puta u polusezoni bio isključen, ali svaki put je s njim iz igre izlazio i protivnik kojeg je striktno pokrivao. Kog je on čuvao, anđeli ga čuvali.

Prošle tako prva, druga pa i pola treće sezone, kad je, taman u zimskoj stanci, nemajući trenutno nikakvo zadovoljstvo u životu, zavolio narodnu muziku. Krenulo je to subotama, ubrzo prešlo na ritam srijeda – subota, ali kako to već u profesionalnom sportu ide, iscrpljivanje nije imalo kraja i kad mu je samo ponedjeljak postao dan odmora sve je krenulo nizbrdo.

Već se nadaleko pročulo o Draganovim nogama. I tome da niti jedan gol nije pao zbog njegove greške, ali to su bila druga vremena. Tad još nije bio zaljubljen. Toliko je ljubio muziku i njene izvođačice da je i noć prije utakmice protiv Čaporica, na koju su ga došli gledati važni ljudi iz nogometnog miljea, proveo uživajući po svim imotskim birtijama.

Zadnje što pamte vezano za njegovu karijeru je, kako ujutro na dan utakmice klupski autobus dolazi po njega, on izlazi iz diskoteke s bocom Heinekena u ruci, pogleda u suigrače koji su već navikli na te stvari, pogleda u majku koja je došla sa njima da mu donese sendvič, da dijete ne bude gladno, pogleda u trenera koji kao da razmišlja o tome koliko će ga ovo koštati na slijedećoj sjednici kluba i kako, prije nego će se srušit na cestu i zaspat, pogleda u Sunce koje je bezobrazno pičilo u njegove krvave i umorne oči i koje kaže: “Jebo nogomet, pa nitko se nikad lopte nije najeo.”

Srđan Voćanec

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Dear Coilers, this article will be a special one! Not because I’ll tell you about this beer (sub) style but because in Coil’s taproom for the subscribers you’ll get to taste something special!

So let’s begin...

MÄRZEN BEER – is a beer which has it’s roots in history and technical problems to keep beer “healthy”.

In the past when there were no refrigerators there was a problem to make and keep beers in warmer season of the year. Spring was a begining of that season. Bottom fermentation which asks for lower temperatures was impossible during hot months so the last batches of it were brewed in March (Marz in German) and were aged till September/October when were ready to be served.

The first Oktoberfest took part in 1810. On the October 12th 1810, Crown Prince Ludwig (later the King Ludwig I) married Princess Therese of Saxe-Hildburghausen. The celebration was held on the field in front of the Munich city walls and the citizens of Munich were invited to attend and celebrate that royal event. The field was named Theresienwiese (Theresa's Meadow) in honour of the Crown Princess, and that name was kept ever since. And the festival was organized ever since as well.

The beers served during Octoberfest were Märzen beers, which are lagers as a fact. So those last batches of lagers brewed in March were stored in cold caves to age till autumn. What a celebration that was, when citizens finally got a chance to enjoy lagers they waited for.

Aha, the beers... They are malty and robust, with a bit of toast and residual sweetness that gives way to a refreshingly dry finish.

Now the best part... the Coil’s taproom beer presentation...

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Dear Coilers, I haven’t been online much last couple of days, had some private things to solve so the Internet was not the most important thing. Today I’ve checked networks and have seen some things I didn’t like.

People being called out from so called charitable person not to donate enough to charity. And the example provided to prove his call was publicly seen XRP statistics.

I don’t know if you knew, thou I know you all know, donations to charity can be given even out of the XRP world?! Who would even wonder?! Ha!

Im not here to talk about my charitable work (if there is any) but to remind you about the “old wisdoms”. There are different ways to donate and charity is in the core of religions. Here I’ll show what Christianity, Judaism and Islam say about it...

CHRISTIANITY

Charity, in Christian thought, the highest form of love, signifying the reciprocal love between God and man that is made manifest in unselfish love of one’s fellow men. St. Paul’s classical description of charity is found in the New Testament (I Cor. 13). In Christian theology and ethics, charity (a translation of the Greek word agapē, also meaning “love”) is most eloquently shown in the life, teachings, and death of Jesus Christ. St. Augustine summarized much of Christian thought about charity when he wrote: “Charity is a virtue which, when our affections are perfectly ordered, unites us to God, for by it we love him.” Using this definition and others from the Christian tradition, the medieval theologians, especially St. Thomas Aquinas, placed charity in the context of the other Christian virtues and specified its role as “the foundation or root” of them all.

Matthew (6:2-4): 2So when you give to the needy, do not sound a trumpet before you, as the hypocrites do in the synagogues and on the streets, to be honored by men. Truly I tell you, they already have their full reward. 3But when you give to the needy, do not let your left hand know what your right hand is doing, 4so that your giving may be in secret. And your Father, who sees what is done in secret, will reward you.….

That is the quote to see, learn and live! (I personally love it as I am a RC but with the same respect i read other “Books” as well)

JUDAISM

A reason for Jews’ charitable tendencies is their faith, regardless of how religious they are. There is a strong theological foundation for the Jewish community’s robust giving, just as is the case with other religions.

Expressed in Hebrew, the Jewish concepts of tzedakah (charitable giving), tzedek (justice) and chesed (mercy or kindness) instruct and compel all Jews to give to charity and treat people who are less fortunate with compassion.

Even today, many Jews embrace a concept known as the “eight degrees” of charitable giving first articulated by Moses Ben Maimon, a 12th-century intellectual who was born in Spain and later resided in Morocco and Egypt.

Charity (Tzedakah):

Eight Levels of Charitable giving

Maimonides defines eight levels in giving charity (tzedakah), each one higher than the preceding one.

On an ascending level, they are as follows:

8. When donations are given grudgingly.

7. When one gives less than he should, but does so cheerfully.

6. When one gives directly to the poor upon being asked.

5. When one gives directly to the poor without being asked.

4. Donations when the recipient is aware of the donor's identity, but the donor still doesn't know the specific identity of the recipient.

3. Donations when the donor is aware to whom the charity is being given, but the recipient is unaware of the source.

2. Giving assistance in such a way that the giver and recipient are unknown to each other. Communal funds, administered by responsible people are also in this category.

1. The highest form of charity is to help sustain a person before they become impoverished by offering a substantial gift in a dignified manner, or by extending a suitable loan, or by helping them find employment or establish themselves in business so as to make it unnecessary for them to become dependent on others.

So, as we all can see, giving is not just good but is a MUST DO, but bragging about it is not seen as good.

ISLAM

Why is Charity So Important in Islam?

You know that zakat, or charity, is the Third Pillar of Islam, a major teaching?! Being charitable and providing for the needy are important features of the Muslim character. Why is charity so important?

The existence of countless starving, poor, hungry and destitute Muslims and non-Muslims in the world points to the need for this essential teaching to be put into practice. Affluent Muslims may not realize how their wealth could strengthen whole communities. Giving charity correctly is crucial to both the well-being of the needy as well as the ultimate happiness of the wealthy. The Prophet emphasized this principle repeatedly.

The Forms of Charity

Several different categories of charity are defined in Islam, the two most important being zakat (obligatory charity) and sadaqa (voluntary charity). Zakat is a specific, standardized percentage of one’s extra wealth (over and above the necessities of life) that must be given to the poor and those in need. Sadaqa can be given to anyone in many forms including a smile, wise advice, or helping to build a home or masjid.

The Prophet said: “Your smile for your brother is a charity. Your removal of stones, thorns or bones from the paths of people is a charity. Your guidance of a person who is lost is a charity.” (Bukhari)

Another Hadith illustrates the importance of every part of a person’s body performing a charity:

“A charity is due for every joint in each person on every day the sun comes up: to act justly between two people is a charity; to help a man with his mount, lifting him onto it or hoisting up his belongings onto it, is a charity; a good word is a charity; and removing a harmful thing from the road is a charity.” (Al-Bukhari, Muslim)

Shade on the Day of Judgment

The Prophet said: “The believer’s shade on the Day of Resurrection will be his charity.” (Al-Tirmidhi)

On the day when all other shade will be gone, Allah will shade and shelter those who give charity and care for the poor. The Muslim’s sacrifice in this life will be their protection on the Day of Judgment.

A Protection From Calamity

By sacrificing part of one’s wealth and giving it in charity, the individual is guaranteeing protection for themselves from tragedy and misfortune.

The Prophet said: “Give charity without delay, for it stands in the way of calamity.” (Al-Tirmidhi)

Better to Give Than To Take

It is considered better to give charity than receive it. One should be wary of repeatedly soliciting and taking from sadaqa and zakat funds. Those who refrain from taking these funds (so that more will be left for the other needy) will be provided for by Allah and be made self-reliant by Him.

The Prophet said: “The upper hand is better than the lower hand (he who gives is better than him who takes). One should start giving first to his dependents. And the best object of charity is that which is given by a wealthy person (from the money left after his expenses). And whoever abstains from asking others for some financial help, Allah will give him and save him from asking others, Allah will make him self-sufficient.” (Al-Bukhari)

Relieving a person in debt is charity

The Prophet said: “If anyone would like Allah to save him from the hardships of the Day of Resurrection, he should give more time to his debtor who is short of money, or remit his debt altogether.” (Muslim)

If someone owes you money, it is considered charity if you show mercy, give the debtor more time to pay back his loan, or even cancel out the person’s debt. If charity is a person’s shade on the Day of Judgment, canceling a person’s debt will also serve as a protection.

Helping Family in Need

It is acceptable to give one’s charity to those in need in one’s own family.

The Prophet said: “To give something to a poor man brings one reward, while giving the same to a needy relation brings two: one for charity and the other for respecting the family ties.” (Al-Tirmidhi)

The Pitfall of Greed

Be careful of greed. The longer one holds onto money and fails to share it as charity, the harder it may be later on to part with that hoarded wealth. Hiding away one’s wealth and depriving the needy of even a small kindness will not only come back to haunt the greedy, but their misfortune will be multiplied and they will be led down a misguided path.

The Prophet said: “Avoid doing injustice to others, for on the Day of Judgment, it will turn into manifold darkness, and safeguard yourself against miserliness, for it ruined those who were before you. It incited them to murder and treating the unlawful as lawful.” (Muslim)

Charity That Keeps On Giving

If a person performs a deed that continues to benefit others in a good way, the performer of the deed will continue to collect the rewards for her single act for as long as it benefits others (even after the person passes away). This is referred to as sadaqa jariyah, or perpetual charity.

The Prophet said: “When a person dies his works end, except for three: ongoing charity, knowledge that is benefited from, and a righteous child who prays for him.” (Muslim, Al-Tirmidhi, others)

The degree of the reward is dependent on the degree and significance of the benefit of the charitable act, and to what degree the charity was given for the sake of Allah.

Charity serves as a way to bring justice, balance and kindness to every society and community. It is our hope that the Muslim community fulfills their charitable duty correctly and does their part to eliminating poverty in communities everywhere.

So giving to charity is our obligation if we are blessed with being able to give! In the same time, not blessed is giving for the reason that others see and praise us for it.

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Dear Coilers, it is well known throughout the world that the state postal services are there to make your life miserable and to break your nerves.

Croatian Post is even worse than that but it looks like the things are going to change in future.

As Croatia is packed with tourists during summer months and many of them are HODLers, the Post started the experiment with the Crypto to cash exchange. Starting from 15 July, all domestic and foreign users could exchange cryptocurrencies for Croatian kuna in post offices in Zadar in a few simple steps.

The Post said: In recent years, the number of cryptocurrency users has been growing and, with its 1016 post offices, Croatian Post will certainly contribute to their popularity. Digitalisation is one of Croatian Post's development strategies and a driver for many business projects. By entering the market of digital currencies, Croatian Post has affirmed its position as one of the leaders in digital transformation.

The summer has passed and the Zadar Crypto exchange wasnt in focus any more till today when Croatian Post announced...

Following the successful implementation and good results of a pilot project to buy cryptocurrencies in Zadar's post offices, Croatian Post extends this service to a total of 55 post offices in all counties. From December 9, all domestic and foreign users will be able to convert their cryptocurrencies into HRK (Croatian Kuna) in a few simple steps. After you apply, the QR code is scanned and you receive cash at the post office. Five commonly used cryptocurrencies (Bitcoin, Ethereum, Stellar, Ripple and EOS) can be exchanged. Detailed information on all services can be found at crypto.posta.hr. The pilot project showed that there is interest in this type of service and that is why Croatian Post will offer the purchase of cryptocurrencies in post offices across the country. In recent years, more and more cryptocurrency users have been planning their trips very often where they can exchange their digital money to local currency. With the wide range of this service, Croatian cities will become even more interesting to many guests. You can find a list of all post offices offering this service on the Crypto Center portal (crypto.posta.hr), which also has a calculator. With the calculator, you can easily and quickly find out how much the Post Office will offer you for your cryptocurrencies. The exchange of cryptocurrencies is carried out in cooperation with the Croatian company Electrocoin, which has been successfully running the bitcoin exchange office for five years. In the future, it is planned to introduce the possibility of buying cryptocurrencies in the post offices of the Croatian Post, which will make the post offices the central place for dealing with cryptocurrencies in numerous places in Croatia. Digitization is one of Croatian Post's development strategies and the initiator of numerous business projects. The focus of Croatian Post is on all the innovations brought by Industry 4.0, so our teams today are dealing with artificial intelligence, robots, augmented reality, data analytics and the Internet of Things (IoT).

(I hope the Internet of Value will come to the list soon)

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