Big day today of course as it was time for Gary Gensler SEC Nomination Hearing. This of course went hand in hand with speculation .....

Saying XRP without XRP, meaning Ripple when he says particular things ..... everybody was hearing things that were / were not said. Hype, .... yes, Hype, ...... SHOULD NOT ! ! !

I expect nothing out of this. This is just an official thing, the chair was filled by Gary Gensler.

A strong point I heard, was the following sentence said by Gary: “I'd work with fellow commissions both to promote the new innovations but also, at the core, ensure investor protection”.

The crypto currency industry has high hopes as Gary, teaching Crypto classes @ MIT. He knows what he is talking about, yes, that is a positive thing, but he still needs to persuade a group of people and well, for Ripple, there still is a trial.

Well, in my opinion, Mr. Gensler did not surprise during his air time. The answers were very well scripted, once again, in MY opinion and made sure he did not say anything that could hurt any lawsuit there currently is.

The SEC lawsuit to me is going to have the following outcome, will take some weeks/ months:

YES, XRP WAS a security but no longer is ........ a security ! ! !

YES, Ripple is going to be penalised ..... big time ! ! !

YES, XRP WILL get the hard earned NO SECURITY title ! ! !

I don't really think people should read anything into the nomination hearing today, as this was just putting 2 gentlemen in place.

I would love to share a picture from Stephen CHIP, that was pretty funny. The stairs in the back, looks like the house Tom Cruise was dancing in, so he posted the following:

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The original picture with the nice stairs and Gary in the front

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The Tom Cruise movie Risky Business, with the stairs

And the final project:

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Good job Chip ! ! !

STAY SAFE ! ! !

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I do have to agree with Patty's Tweet:

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Indeed, and I have known Patty for more than 3 years, we'll get back on that one later, the bickering between the different coins seem to have new highlights every single day ....

Michael Jackson sang it to Paul McCarney: I am a lover not a fighter. That is my statement, let's all be friendly.

Let's go back to the beginning, that is where it started, when or why has Bitcoin been created:

12 years ago the first digital coin as we know it, was created by the unknown creator: Satoshi Nakamoto ! ! ! Officially, Bitcoin is a decentralised digital currency, “without a central bank or single administrator”, that can be sent from user to user on the peer-to-peer bitcoin network without the need for intermediaries (Source).

The bolded words, between quotation marks are, of course, key words, the “new digital money” embodies, no need of a bank. That is where a lot of hatred started. Hatred may not have been part of the start, more the dislike of official bodies and the “just” owning your own money.

XRP often gets the name “bankers coin” as the digital currency works as a bridged asset between financial institutions and / or banks ...... and of course micro payments ...... C O I L ! ! ! Two assets torn by many words but Bank is definitely one of them....

Bitcoin hovering between 40 and 50.000 ....... dollars on what side and XRP sitting between 40 and 50 ...... dollar cents. This makes some people salty on one side and not salty on the other side. There was already a big battle between the two, but the price difference only makes it stronger.

The SEC has not helped and is not helping a tiny bit as far as we have to mention that. The XRP price has been the most suppressed price in the crypto atmospheres and probably will be when the SEC trial is still on; no speculation on that or what could happen of ...........

Left and right maximalists of the different coins have been shouting on the top of their longs. My coin blah blah blah, and your coin blah blah blah ! ! !

I have know Patty for more than 3 years ...... and that is a stretch, saying that. Do we know each other 3 years ? ? ? NO, but we have been talking more than 3 years about our beloved digital asset. More coins were spoken about, all fine, but it was always friendly. Many tweets were shared, back-upped and de-bunked.

We have seen 2017, 2018, the big gainers, both saw Bitcoin going to near 20.000 dollars and XRP well, 2,70 dollars (depends on what Exchange you were trading) ! ! ! We probably did not know that it would take BTC three more years to beat that price and more than double ..... XRP still space .... With this SEC situation, we still have to be a little more patient, thinking about what is happening and what could happen ! ! !

Opening Twitter though, every other Tweet is negative about a coin / coins and what is NOT gonna happen

Let's all keep it friendly people, there is room/ space for more than 1 winner. Not every industry is going to use the same asset, not every industry is handled the same way. Bitcoin ......store of value, XRP .... fast cheap and safe ! ! !

Let's wait what happens and if the thing in my mind is going to happen, we are all going to be happy...... we are all early

Thanks Patty,

STAY SAFE ! ! !

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Well, little Splinter had a great day .... oh no , let's start with the night .......

The night was NOT so .... jolly ! ! ! I understand it is the first night outside a comfort zone, so cannot be to judgemental. We all decided to go to bed around 10.30 PM. We left the dog downstairs and I decided to take the couch ... being around when little Splinter would look up: YES YES, daddy is around ! ! !

Well, the evening, night had started. I just looked at the little one, she looked at me and it was like a Western Thriller, two cowboys .... eh one cowgirl .... lookin' at each other, who would draw and would give up. I was ready for her .... I created her a nice little bed, and wow that looked comfy ..... she wanted to be closer, sitting next to me ...... no back to your own bed ...... the silent crying started, no no no, don't give in ...

I saw those eyes, think Manga:

I can win this , I can win this, I can ..................

move her little bed next to me, SLEEP TIGHT ! ! ! !

STAY SAFE ! ! !

Last year I wished Noah to have a little brother or sister ! ! !

Wow, that is an interesting a start for a blog. Well, tomorrow it is going to happen ... in the morning ....

NO NO NO

my wife is NOT pregnant, that is not gonna happen anymore, she knows it, I know it, we know it.

Tomorrow I am getting my 2020 birthday present, a little dachshund ! ! ! We have had dachshunds in the family, my brother has them, my sister, all of us basically.

Noah has NO CLUE, he is going to get “a sister” tomorrow, that is what he calls a pet, ....... when female of course ! ! ! We have spoken about a pet, and he would love one. It has to be small, because he doesn't like big dogs. A cat once hurt him, so it cannot be a cat. Rabbits bite, no rabbit. A cow is too big, no cow ... A horse ..... Really daddy a horse N O ! ! ! He wants a small dog.

Tomorrow we are picking up a new closet, what we told him, and he will be surprised. He can deal with surprises, so it is all okay. My wife and I cannot wait to see the look on his eyes and how he is going to react. About 10 hours to go. We are looking forward

Tomorrow, more on this topic

**STAY SAFE ! ! !

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I was not sure if I wanted to write this post, but it moved me, so I had to write it down. People will condemn me for it, people will like
me for it, or have no opinion, but this blog is specially for two families and the families they could and are representing:

The Basque XRP Family and the Kieran Kelly Family

Basque XRP wrote “a cry for help” tweet that really got to me. It got to Kieran, well known in the XRPCommunity, also and he wrote an amazing answer, in my point of view .....

This was the tweet written by Basque XRP:

I am lost for words reading these tweets. Things are running through my mind but the first one, how can we help this person ...

Well, second things running through my mind, oh SEC, what are you doing ! ! ! !

Third one Nexo Finance ...... Really ! ! !

Let's first look at the amazing reaction Kieran gave:

Amazing this answer, very direct, personal and on point. Kieran, I respected you already a lot, it only grew bigger, my respect for you. Have known you since 2017, have used you in my drawing, so in a way we go back a little while:

Amazing answer Kieran, SPOT ON ! ! !

What to say about Basque XRP his tweet:

The content, it probably has been on his mind for a while and it probably got to him. Investments are tough when they move against you, and are even tougher when they turn against you and you could not do a thing about it. Yes, I hear people shout: don't invest MORE, then you are willing to loose, I agree, BUT, loosing the money THIS WAY, is absolutely different.

I have spoken about Noah a lot, but I have a son of 5 years old. It is my biggest treasure, love him to death, is absolutely my number 1, my wife number 2 and she knows (I am her number 2 also) ! ! ! For me, that is the most important reason opening that window will NEVER be an option / a solution ! ! !

The financial burden can be very hard, but as we have read in many answer should not be finalised for Basque XRPs wife and children. The financial depth hopefully is only for a specific time, jumping is final. I cannot look into Basque XRP's head, I don't know in what kind of situation he is, but the way how I look at it, there will always be a solution and the first step, maybe not what should have been taken is the tweet ! ! !

My advice: talk to your wife, talk possible solutions with you wife, talk emotions with your wife, she deserves this, she will always be there for you, you owe that to her ! ! !

Already very brave of you, writing this tweet, BUT now it is time take a second step, and a third, and a fourth.

I am proud to be part of the XRPCommunity, I have read amazing answers and I hope Basque XRP will use these answers, turn them in some positive vibes. NO, it won't change the situation, but it is a step in the right direction ! ! !

Looking at the future ! ! ! That is important, and the future, we have no clue what is going to happen to XRP. I am not a financial advisor, I am not legal savvy, but I do know you have to look into some specific class action.

The SEC:

The U.S. Securities and Exchange Commission is a large independent agency of the United States federal government that was created following the stock market crash in the 1920s **to protect investors** and the national banking system. The primary purpose of the SEC is to enforce the law against market manipulation.

Nexo Finance, I am not too familiar with them, but read into the small print, what they can and cannot do ....

I hope you will get strength reading all the replies you got on your tweet, it is important you feel heard, and loved. Let the Community help you, BUT it is also important to talk to your wife, family and search professional help.

If you would like to reach out to me, jump on a call, feel free to connect with me through a Twitter DM. There isn't a problem that cannot be solved; be strong and be positive.

STAY SAFE

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At this moment the market is indecisive, well to me it is ! ! ! Going down, down, down, down. A little recovery BUT fails to break a lot of resistances. Testing, re-Testing, Failing.

Lots of talk about bull flags, bear flags, Bitcoin needs to drop like 30%, recover and money will flow into Altcoins .... oh boy, if you are new to the market, this is NOT “THE MOMENT” to suck up all this information ! ! !

Once I have been here for over 3 years, have seen this before, and it will happen again. Many coins have “Mooned” in their respective way, BUT an AltCoin Moon, THE AltCoin Moon has NOT called upon all coins yet.

Tough to find these coins?

YES and NO

The market does NOT always act and react the same. Time is the biggest component that does not reflect the same outcome. Fractals, as there are a couple YouTube Gurus, show outcomes, fractals, may reflect the same for the future what happened in the past, but is no guarantee and YES, that time component is not stable ! ! !

Look at 2017, 2018 prices (if YOUR coin has been around for so long) and if the price is higher than what it is now ...... you have a ride coming up (no guarantee as I am not a financial advisor). Many coins are at their ATH, maybe still have room to go up, BTC, ADA, 2 coins I believe still have room, space and time to go higher, but .... financial advisor blah blah blah ......

Be ready for a little up and down, up and down and there are a lot of factors that will influence your coin. Don't stare too much at Twitter and the Twitter likes, as they sometimes work toxic .... many people have their favourites, I do, and only talk good about that favourites and negative about the rest, I don't ! ! !

Do Your Own Research, is the best advise I would like to share and all will be good. At least, there is going to be another bull run like in three years ...... probably ! ! !

STAY SAFE ! ! !

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Wow, after yesterday, seeing a green XRP and a red market, it was XRP that showed a dark red colour.

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I am not claiming I am the best trader out there, that is for others to claim and say, but I do know there are a couple things you can do in a bearish period of time. I will discuss a couple of them. It all depends on how much of a risk (averse) person you are, what action describes you:

1. Absolutely Nothing
2. Sell the market
3. Buy the market
4. Sell and Buy the market
5. Shorting the market

ABSOLUTE NOTHING

So let's start with the ignoring thing; do absolutely nothing. This person is an investor and a HODLer. Doesn't believe in doing multiple trades in a short time frame just holds, longs the market and just wants to see the price go up in time, short term has no effect on this category. Yes, it hurts to see your investment loose capital power, but what goes down ...... will eventually go up, especially with an industry that is still very young, so if you wait long enough, good things pop up around the corner ...... sometimes, be prepared to wait long and eh .... be invested in the correct token/ asset/ currency ! ! !

SELL THE MARKET

If the pressure is too much, if this is not what you can handle, because it is too volatile, you are not a person that can sit and do nothing, while the price is going down with, 10%, 20%, 30% or more, please get out while you can. Is this my advice, financially, no, not at all, health wise absolutely, it is only going to give you panic attacks, worrying all the time and eh .... there is more to live than crypto ! ! !

BUY THE MARKET

If you are able to invest in a red market, extra cash to invest with without you, your family and/ or loved ones to suffer from, this is a way to bring your average price down. Also known as DCA, Dollar Cost Average, this will help you going into the green numbers earlier. Little example

You buy:

1000 XRP for 52 dollar cents on Monday —–) average cost is 52 dollar cents.

Price goes down on Tuesday, you buy 1.000 XRP for 40 dollar cents. Your average cost went down from 52 dollar cents to 46 cents. You will start seeing green numbers when XRP passes the 46 cents, 4 cents before you only had the 1000 on 52 dollar cents ! ! !

This of course costs money and to do this, you also need to time the market. Besides the money, this also costs time. You need to be aware of what the market is doing. You can setup warnings, but it still requires your time ! ! !

SELL AND BUY THE MARKET

For a lot of people this is scary stuff and GOOD this is scary for a lot of people as you can get REKT easily

If you read graphs, if you do technical analysis you do charts you may be able to forecast these moments. If you are more into fundamental analysis, you may arrive at the same point looking at fair market prices. Both approaches could work well, could make you a lot of money, especially going back up and does NOT require you additional investment money.

Example:

You have 1.000 XRP bought at 52 dollar cents (52 dollars), but have a feeling (maybe backed up by graphs, or factual (lack of) results) that the price is going down, you may want to sell the 52 dollars into USDT, the stable coin, to keep your value .... Price goes down to 40 cents, you decide to buy back and suddenly you will have 1.300 XRP.

Couple things happened:

You have more XRP

You just dropped your average buying price

If the price goes back up to 45 cents you would have had a loss with the 1.000 XRP bought for 520 dollars, as they are worth now 450 dollars

If the price goes back up to 45 cents you would have had a gain with the 1.300 XRP bought for 520 dollars, as they are worth now 585 dollars. Makes a huge difference. Sounds weird buying back for a lower price. Do know you have to pay a price for buying Crypto (sometimes for selling also).

So in an ideal world you would have more XRP with a lower average cost; but it doesn't always work like that. What if the market turns against you and instead going down it goes up, in our example, you sold the 1.000 for 520 dollars (0,52 dollars, but the price rices to 0,60 dollars. You buy because you are afraid of the big BULL, so you actually loose 80 dollars.

This is often done without thinking about it. When you do not own millions or even more with the lower priced assets, it often doesn't even make a big difference if you jump 1 to 5 cents. Don't get me wrong, I believe in gains, whether small and/ or big, but sometimes the risk outweighs the profit. Make sure you know what the gain is, with the actions you make ! ! !

*SHORTING THE MARKET*

Very nice option, but I am NOT going to explain this here, as I don't want to give ideas to the person reading this that is NOT as fluid with investment vehicles in order to short. You can loose more money than you initially put in and if you are not aware how to do it, I'd rather not be the person that shares that information. The internet has a lot of pages talking about this option. Good luck and be careful ! ! !

Feel free to comment on the tweet in which I am sharing this new blog, once again, good luck, be carefully and

STAY SAFE ! ! !

So, first of all I am not a legal expert, I am not a financial advisor, I am VERY biased, but is this NOT a great time to be alive ! ! ! Alive and kicking, noticing what is going on in the crypto atmosphere.

I woke up this morning knowing it was February 22nd. Just another day ? ? ? Just another 22nd day of the month that was following the 21st day ? ? NO, not whatsoever. So, what was so special about it.

1. SEC v Ripple pretrial conference
2. Woke up with a massive Green XRP market ....

So, that first point, pretrial, what was I thinking ? ? ? Absolutely nothing. As it is a pretrial, more than likely dates were discussed with each other, sharing documents, Ethereum, Bitcoin not being securities, that is all. No Settlement, no W, no L, just “PRE”trial ... I heard the buzz ..... it is going to happen, but I was NOT expecting it to happen, what the buzz was saying what was going to happen ! !

Woke up with the massive green. Just happy about being green. I know, doesn't say anything what the day holds, it just is a nice waking up and wow not celebrate the small things in life also.

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Did not see this for a long time and wanted to do something with it, hence the tweet ! ! !

So, all day XRP was up and down, more up than down, but up and down. Depending what exchange/ paring you are using, but it went from 51 cents to 64 cents and volatility in between. Nice day, long green candles and ..... red ones going down again. A buzz was felt. Maybe not correct, haters where using CT once again to ridicule the Community and Community well, it went from crazy crazy to ..... crazy crazy :–) Still, it is a lot of fun reading it, reading what people think is going to happen and what the general thought was going to be following the pretrial.

In the afternoon the first rumours came out: Ripple had been the winner, SEC sharing with exchanges in 2019 not to worry about XRP, not a security, XRP to the Moon, Ripple victory ..... so all noses were in the same directions, but it sounded a little over the top. This is a serious matter and some headlines were just not cutting it.

The pretrial, you were able to follow it by phone, but could not record it ..... oh boy ! ! !

Both parties were able to tell the judge “their story” in just a couple minutes.

Going Long is an important statement, made by Brad Garlinghouse, the SEC cannot put in one sentence with all the Crypto Selling done by him. That is the heavy hitter, the SEC is going to use in this trial, in my opinion, hearing the pre trial ...

Ripple took more time showing XRP and Ripple are two different things, and Ripple does not promote XRP the way the SEC says they do. This has been all said before, but the biggest argument Ripple made is that the SEC has stated in 2019, that XRP is NOT a security; one / more exchange(s) were allowed to sell XRP in other words, XRP is NOT a security, as crypto exchanges need specific paperwork to be able to sell securities. So saying one thing (NOT a security) and doing another (suing) not too strong.

This all sounds it is pointing towards a positive outcome for Ripple, but you have to be careful, as you read things differently than they maybe are. You want to read things a particular way, but like me, there are a lot of NON-Lawyers in the XRPCommunity and based on being an investor, you may jump to the wrong conclusion. Yes, it sounds Ripple strong, but I cannot back it with facts.

Let's wait a little longer, let them “fight” it in court and get an answer.

Am I negative ? ? ?

No, not at all ! ! !

Am I positive ? ? ?

If I have to be choose one direction, yes more positive than negative ! ! ! Let's wait and see, what is going to happen. At the moment I just enjoy the green, but I am always aware of the buy the rumour and sell the news.

I am not positive, I am not negative, I am realistic

This needs to be battled in court ! ! !

The weather has been nice, and I have had a great day.

**STAY SAFE ! ! !

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Today, Sunday, we just had an easy going day. Got up when we woke up, well, when Noah woke us up, but had no plans, had no business, just easy going, croissants in the morning and enjoy the day, with the garden doors open ! ! !

We decided to get some flowers from the local sellers, so we had to get on our bikes. It was absolutely a beautiful day, sun was out and once again, hard to believe that it was negative degrees last week, earlier this week ! ! !

I tell you, it was beautiful, and we had a lot of fun biking. We just went to some local flower sell places. Beautiful flowers, good thing to help the local sellers in this difficult time. It is hard for everybody, but sometimes nice to go to the source. While riding our bikes, we thought going to the beach, so changed our direction. Grandma and Granddad live at the beach, so we decided to visit them. They already had the Covid shot, so they felt positive, still 1 ½ meters ... we sat on their balcony and it was lovely. Lots of people on the Boulevard and the beach looked crowded.

By the way, it actually has been a year yesterday, that the first Covid patient was brought to hospital. I am not all aware of the patient, but what I have heard, it was a young boy of 32, that took some aspirine and started coughing a lot .... Well, 1 coma later, 1 year later, the guy is finally doing better ! ! !

We decided to stay for diner and had some nice Chinese food. It was so good, but what was overwhelming, the view we were presented. I will leave this blog with what we actually saw:

STAY SAFE